8776 MIDNIGHT PASS ROAD UNIT C307, SARASOTA, FL, 34242
Active46 days on marketListed Aug 25, 2026MLS #A4703836
About this home
8776 MIDNIGHT PASS ROAD UNIT C307
Experience the best of Beach-to-Bay luxury resort-style living in this beautifully designed 2-bedroom, 2-bathroom condo at the sought-after Island Reef Association on Turtle Beach, Siesta Key. Professionally designed and offered fully turnkey furnished, this spacious residence showcases thoughtful details, high-end finishes, and a relaxed coastal feel. Step inside to a bright, inviting interior featuring plantation shutters, tropical-inspired colors, tasteful art glass lighting, and granite countertops complemented by a premium appliance package. The spacious primary and guest suites offering plenty of comfort, while the in-unit laundry adds everyday convenience. Island Reef offers an exceptional resort-style lifestyle with private beach access, two heated pools, a fitness center, clubhouse, covered parking, and more. Just a short stroll away are the newly resurfaced tennis and pickleball courts, while the Island Reef boat docks provide an ideal spot for launching kayaks or docking your boat or rental during your stay. Located just steps from private access to Turtle Beach, this condo puts the best of Siesta Key right at your fingertips. Enjoy boating, beachcombing, swimming, biking, tennis, pickleball, and the vibrant island lifestyle—all from your own piece of paradise. Not available for Season 2027. Yes... you really can have it all!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,338
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$2 vs $387
Days on market
46 vs 88 typical
Where $2/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34242 — neighborhood snapshot
Population
7,672
Median age
65.1
Median income
$122,143
Median home value
$995,900
Avg household
1.85
Households w/ children
339
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
203 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 8776 MIDNIGHT PASS ROAD UNIT C307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$582,000
8764 MIDNIGHT PASS ROAD UNIT A202 · same community
2 bd · 2 ba · 1,286 sqft · $453/sqft · 2 DOM
Sold · Oct ’26$1,200,000
8764 MIDNIGHT PASS ROAD UNIT A306 · same community
2 bd · 2 ba · 1,883 sqft · $637/sqft · 119 DOM
Sold · Jan ’26$624,500
9397 MIDNIGHT PASS ROAD UNIT 906
2 bd · 2 ba · 1,338 sqft · $467/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8776 MIDNIGHT PASS ROAD UNIT C307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8776 MIDNIGHT PASS ROAD UNIT C307 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8776 MIDNIGHT PASS ROAD UNIT C307 FAQs
What would the monthly payment be for 8776 MIDNIGHT PASS ROAD UNIT C307?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8776 MIDNIGHT PASS ROAD UNIT C307?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $2,950, this home is listed about 99% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8776 MIDNIGHT PASS ROAD UNIT C307?+
Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34242 market on paper
$2,950 is 99% below the SARASOTA 34242 median of $405,000, and at $2/sqft it sits under the Sarasota average of $488.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHOWTIME REALTY · Robert D. Bevington. MLS #A4703836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 8776 MIDNIGHT PASS ROAD UNIT C307 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kathy to ping you on any price or status change →