8776 MIDNIGHT PASS ROAD UNIT C107, SARASOTA, FL, 34242
Active46 days on marketListed Aug 25, 2026MLS #A4703838
About this home
8776 MIDNIGHT PASS ROAD UNIT C107
Available August 25–December 25, 2026. Not available January 1–April 5, 2027. Experience the best of Siesta Key living at Island Reef Association on Turtle Beach. This beautifully designed 2-bedroom, 2-bathroom condo is offered fully turnkey furnished, with thoughtful details and quality finishes throughout. Island Reef offers Beach-to-Bay resort-style living with two heated pools, a fitness center, covered parking, and private beach access. Just across the street, enjoy the newly resurfaced tennis and pickleball courts, or head to the Island Reef boat docks to launch a kayak or tie up your own boat or rental during your stay. Inside, the spacious primary and guest suites provide plenty of comfort, while plantation-style shutters, tropical-inspired décor, and tasteful art glass lighting create a relaxed coastal atmosphere. The kitchen features granite countertops and a high-end appliance package, and the convenient in-unit laundry adds to the ease of everyday living. Just steps from private Turtle Beach access, you’ll have endless opportunities to enjoy biking, boating, beach days, swimming, tennis, pickleball, and the vibrant Siesta Key lifestyle. Yes… you can have it all!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,338
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$3 vs $387
Days on market
46 vs 85 typical
Where $3/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34242 — neighborhood snapshot
Population
7,672
Median age
65.1
Median income
$122,143
Median home value
$995,900
Avg household
1.85
Households w/ children
339
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
196 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 8776 MIDNIGHT PASS ROAD UNIT C107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$582,000
8764 MIDNIGHT PASS ROAD UNIT A202 · same community
2 bd · 2 ba · 1,286 sqft · $453/sqft · 2 DOM
Sold · Oct ’26$1,200,000
8764 MIDNIGHT PASS ROAD UNIT A306 · same community
2 bd · 2 ba · 1,883 sqft · $637/sqft · 119 DOM
Sold · Jan ’26$624,500
9397 MIDNIGHT PASS ROAD UNIT 906
2 bd · 2 ba · 1,338 sqft · $467/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8776 MIDNIGHT PASS ROAD UNIT C107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8776 MIDNIGHT PASS ROAD UNIT C107 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8776 MIDNIGHT PASS ROAD UNIT C107 FAQs
What would the monthly payment be for 8776 MIDNIGHT PASS ROAD UNIT C107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8776 MIDNIGHT PASS ROAD UNIT C107?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $3,500, this home is listed about 99% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8776 MIDNIGHT PASS ROAD UNIT C107?+
Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34242 market on paper
$3,500 is 99% below the SARASOTA 34242 median of $405,000, and at $3/sqft it sits under the Sarasota average of $485.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHOWTIME REALTY · Robert D. Bevington. MLS #A4703838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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