13 BAYSHORE CIRCLE, PLACIDA, FL, 33946
Active21 days on marketListed Sep 21, 2026MLS #A4706909
About this home
13 BAYSHORE CIRCLE
AVAILABLE JAN-APRIL 2027! Experience refined island living on Palm Island in this beautifully updated 2-bedroom, 2-bath Key West-style retreat. Surrounded by lush tropical landscaping and just minutes from seven miles of pristine Gulf beach, this exceptional property combines comfort with the laid-back charm of Old Florida. An abundance of windows fills the open-concept interior with natural light, creating a bright, airy ambiance throughout the living and dining spaces. The thoughtfully appointed kitchen opens to a private upper balcony with outdoor dining and tranquil sunset views overlooking the dock and mangroves. The spacious primary suite features a king bed, walk-in closet, and luxurious ensuite bath with walk-in shower, while the guest suite offers a queen bed and generous closet space. Outdoor living is truly exceptional, with a private dock providing direct access to the Intracoastal Waterway, a 40-foot heated lap pool, spa, and brand-new 3-hole mini golf course. Tropical gardens, shaded lounging areas, a hammock, kayaks, bicycles, and beach equipment create a private resort-like setting designed for relaxation and entertaining. Whether watching the sunrise with morning coffee, enjoying a spectacular sunset from the wraparound deck, launching a kayak from the private dock, or spending the day on the beach, this distinctive island retreat delivers an elevated coastal lifestyle. Accessible by a short ferry ride from the mainland, Palm Island offers a rare opportunity to experience the natural beauty and tranquility of Florida's Gulf Coast without the crowds. Whether enjoying a sunset from the balcony, launching a kayak from the private dock, or spending the day on the beach, this distinctive island retreat delivers an elevated coastal lifestyle. Island is accessed by ferry which operates daily 6:30am-11pm. Ferry crossings are first-come, first-served and no reservations are required. Golf cart rentals available on island, rental rates vary due to time of year. Rates are subject to 12% tax and cleaning fee. Pets are permitted per owner approval and requires a $150 non-refundable pet fee. Rates vary in season and out of season months, 30 day min stay in season months Nov-April, inquire for weekly rates out of season.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0.47 ac
Lot size
1991
Year built
One
Levels
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$8 vs $355
Days on market
21 vs 167 typical
Where $8/sqft sits among the 158 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
68 of 158
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 BAYSHORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$620,000
180 BOCILLA DRIVE · same community
2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM
Sold · Jun ’26$550,000
20 PALM DRIVE · same community
4 bd · 3 ba · 1,852 sqft · $297/sqft · 445 DOM
Sold · Nov ’25$1,550,000
460 KETTLE HARBOR DRIVE · same community
3 bd · 2.5 ba · 2,130 sqft · $728/sqft · 372 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 BAYSHORE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 BAYSHORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13 BAYSHORE CIRCLE FAQs
What would the monthly payment be for 13 BAYSHORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $218/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13 BAYSHORE CIRCLE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $8,000, this home is listed about 99% below the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13 BAYSHORE CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PLACIDA 33946 market on paper
$8,000 is 77% below the PLACIDA 33946 median of $35,000, and at $8/sqft it sits under the Placida average of $445.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHOWTIME REALTY · Melissa Godio. MLS #A4706909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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