61 PALM DRIVE, PLACIDA, FL, 33946
Active11 days on marketListed Oct 1, 2026MLS #A4708065
About this home
61 PALM DRIVE
BUILD YOUR OWN PRIVATE ISLAND ESCAPE ON PALM ISLAND! Rarely available, this exceptional canal-front homesite offers approximately 80 feet of saltwater frontage and direct boating access to the Intracoastal Waterway and Gulf of Mexico. The property offers the potential to add a Seawall. Set within the exclusive, private Palm Island community, this is an extraordinary opportunity to create a custom coastal residence in a truly tranquil setting. Imagine designing your own island retreat surrounded by natural beauty, tropical landscapes and impressive waterfront homes. Whether your vision is a contemporary coastal masterpiece or a timeless beach-inspired getaway, this homesite provides the perfect foundation—with privacy, water views and boating access at your doorstep. Palm Island is accessible by ferry or private boat and is celebrated for its pristine beaches, relaxed atmosphere and authentic island lifestyle. Yet, Boca Grande, Englewood and mainland conveniences remain within easy reach. An exceptional opportunity to build, boat and live the Palm Island lifestyle—just moments from the Gulf.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 900% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 61 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,240,000
62 TARPON WAY · same community
3 bd · 2.5 ba · 2,000 sqft · $620/sqft · 216 DOM
Sold · Jun ’26$252,500
7070 PLACIDA ROAD UNIT 1121
1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM
Sold · Apr ’26$525,000
170 N GULF BOULEVARD UNIT 4
2 bd · 1.5 ba · 924 sqft · $568/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 61 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 61 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
61 PALM DRIVE FAQs
What would the monthly payment be for 61 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 61 PALM DRIVE?+
The most recent tax bill on record (2025) was $4,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 61 PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $350,000, this home is listed about 44% below the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 61 PALM DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 900% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GENEROUS PROPERTY · Mark Lyda. MLS #A4708065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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