13391 CHENILLE DRIVE, PORT CHARLOTTE, FL, 33981
Active665 days on marketListed Oct 15, 2024MLS #C7498416
About this home
13391 CHENILLE DRIVE
Canal Front, city water and city sewer. Experience approximately 80 feet of waterfront the Chenille waterway, offering access to Charlotte Harbor and the Gulf of Mexico. This lot is ready for you to build your dream home Measuring 80 x 125 feet, the property features a north-west rear exposure with views of the Chenille Waterway. South Gulf Cove is a vibrant waterfront community located in Port Charlotte, Florida, offering a variety of amenities that enhance its appeal for both residents and visitors. Here are some of the key amenities: 1. Waterfront Living ? South Gulf Cove features over 50 miles of navigable waterways, making it a boater’s paradise. This property leads directly to the canals that lead to Charlotte Harbor and the Gulf of Mexico. 2. Parks and Green Spaces ? The community offers several parks, including South Gulf Cove Park, which includes a playground, picnic areas, and walking paths. It’s a great spot for family outings and outdoor activities. ? There are scenic nature trails and sidewalks, perfect for walking, jogging, or biking while enjoying the Florida sunshine. 3. Playground and Family Activities ? The community park has a playground. 4. Golf Courses Nearby ? While not within the community itself, South Gulf Cove is conveniently located near several semi-private and public golf courses, with over six options within a short drive, offering opportunities for golfing enthusiasts. 5. Proximity to Beaches ? South Gulf Cove is only about 20 minutes away from the beautiful beaches of Boca Grande Island, offering residents access to pristine beaches and clear waters. 6. Community Engagement ? South Gulf Cove has an active homeowners association (HOA) that works to maintain the beauty of the community and organize events, fostering a close-knit and engaged community. 7. Convenient Location ? It’s located near various shopping centers, dining options, and entertainment venues, all within a 15 to 20-minute drive. There are also medical facilities and schools close by. These amenities, along with the peaceful waterfront setting, make South Gulf Cove an attractive place to live for those who enjoy an active, outdoor lifestyle with the convenience of nearby urban comforts.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$941 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$941/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13391 CHENILLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$419,990
9340 CANNA STREET · same community
3 bd · 2 ba · 1,513 sqft · $278/sqft · 255 DOM
Sold · Jun ’26$435,000
13453 ABUTILON LANE · same community
3 bd · 2 ba · 1,603 sqft · $271/sqft · 25 DOM
Sold · Sep ’25$545,000
13471 CHENILLE DRIVE · same community
3 bd · 2 ba · 1,672 sqft · $326/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13391 CHENILLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13391 CHENILLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13391 CHENILLE DRIVE FAQs
What would the monthly payment be for 13391 CHENILLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $941/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13391 CHENILLE DRIVE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13391 CHENILLE DRIVE?+
The most recent tax bill on record (2023) was $1,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13391 CHENILLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $89,000, this home is listed about 73% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 13391 CHENILLE DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$89,000 runs 125% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
665 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXIT COMPASS REALTY · Debra Myers. MLS #C7498416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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