249 FERDON CIRCLE, PORT CHARLOTTE, FL, 33954
Active251 days on marketListed Nov 28, 2025MLS #C7518014
About this home
249 FERDON CIRCLE
Expansive 4-Bedroom Home + Adjacent Buildable Lot Included Discover the perfect blend of space, comfort, and opportunity at this impressive single owner residence in the desirable Port Charlotte Sec 019 neighborhood. Built in 2006, this one-story, 2,255 sq ft heated home offers 4 bedrooms, 2 bathrooms, and a 2-car attached garage, situated on an oversized 0.28-acre parcel. Thoughtful interior features include an open floorplan, luxury vinyl and tile flooring, ceiling fans, walk-in closets, and an en-suite primary bath with a soaking tub and walk-in shower. The home’s kitchen is warm and functional with ample eating space, modern appliances, granite-style counters, and a pantry — perfect for both daily living and entertaining. Other features are reverse osmosis, hurricane shutters and new roof. Enjoy Florida living at its best with a private screened porch, a fully fenced backyard, and a peaceful, open yard setting. BONUS INCLUDED IN SALE PRICE: The vacant, buildable lot directly to the right of the home is included in the sale, significantly increasing both your land value and future possibilities. Whether you’re dreaming of constructing a guest home, investment property, workshop, or simply maintaining additional privacy — the options are endless. This adjacent parcel conveys together with the home at the listed sale price.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,255
Sqft
0.28 ac
Lot size
2
Garage
2006
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,637 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,637/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.3%
$/sqft vs Port Charlotte actives
$211 vs $208
Days on market
251 vs 59 typical
Where $211/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
179 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1763% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 249 FERDON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$417,000
123 FERDON CIRCLE · same community
4 bd · 3 ba · 1,964 sqft · $212/sqft · 335 DOM
Sold · Oct ’25$310,000
20278 KENILWORTH BOULEVARD · same community
3 bd · 2 ba · 1,683 sqft · $184/sqft · 4 DOM
Sold · Sep ’25$339,900
20379 RESTON AVENUE · same community
4 bd · 2 ba · 1,556 sqft · $218/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 249 FERDON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 249 FERDON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
249 FERDON CIRCLE FAQs
What would the monthly payment be for 249 FERDON CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,637/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 249 FERDON CIRCLE?+
The most recent tax bill on record (2024) was $5,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $475,000, this home is listed about 43% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 249 FERDON CIRCLE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Dana Hile. MLS #C7518014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 249 FERDON CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →