3 ROTTERDAM DRIVE, PUNTA GORDA, FL, 33950
Active150 days on marketListed Mar 7, 2026MLS #C7522859
About this home
3 ROTTERDAM DRIVE
Discover the ideal blend of comfort, style, and carefree coastal living in this beautifully maintained 2005 Fleetwood manufactured home. Offering 1,320 square feet of comfortable living space, this charming 2-bedroom, 2-bathroom residence is situated in the highly sought-after, resident-owned 55+ community of Windmill Village in Punta Gorda, Florida. Inside, you'll find quality drywall construction with elegant crown molding in the main living areas. Recent major updates include a brand-new air conditioner and hot water heater installed in 2025, along with a whole-house Whirlpool water softener for added convenience. Additional highlights include a durable metal roof and hurricane shutters for peace of mind during Florida’s seasons. The low HOA fee covers all essential services—water, sewer, trash removal, lawn maintenance, common areas, and road upkeep—making this a true lock-and-leave lifestyle. Windmill Village is an active adult paradise featuring two private marinas with direct access to Charlotte Harbor and the Gulf of Mexico, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center with numerous hobby clubs. Relax and socialize at the welcoming pavilion beside the heated pool. Located in historic Punta Gorda—one of Florida’s most charming waterfront towns and repeatedly named a top small city to live by Money Magazine and Forbes—this community offers the perfect setting for retirement. Note: The purchase price does not include the $18,285 Buy-In Share and Bond (fully refundable upon sale). This move-in-ready home is a rare opportunity to own in one of Southwest Florida’s most welcoming 55+ communities. Don’t wait—schedule your private showing today and start living the coastal Florida lifestyle you deserve!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,508
Sqft
0.1 ac
Lot size
2005
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs WINDMILL VILLAGE
$113 vs $158
Days on market
150 vs 59 typical
Where $113/sqft sits among the 34 homes for sale in WINDMILL VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
12 of 34
WINDMILL VILLAGE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 ROTTERDAM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
78 WINDMILL BOULEVARD · same community
2 bd · 2 ba · 1,512 sqft · $192/sqft · 13 DOM
Sold · Jul ’26$137,000
19 HOLLAND DRIVE · same community
2 bd · 2 ba · 1,512 sqft · $91/sqft · 18 DOM
Sold · Oct ’25$290,000
70 WINDMILL BOULEVARD · same community
3 bd · 2 ba · 1,512 sqft · $192/sqft · 252 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 ROTTERDAM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 ROTTERDAM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 ROTTERDAM DRIVE FAQs
What would the monthly payment be for 3 ROTTERDAM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,795/mo — principal and interest, the actual property-tax bill, the $256/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3 ROTTERDAM DRIVE?+
The association fee works out to $256 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3 ROTTERDAM DRIVE?+
The most recent tax bill on record (2025) was $3,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 ROTTERDAM DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $170,000, this home is listed about 50% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3 ROTTERDAM DRIVE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$170,000 is 37% below the PUNTA GORDA 33950 median of $269,000, and at $113/sqft it sits under the Punta Gorda average of $229.
02Time on market is leverage
150 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $180,000, now $170,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7522859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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