1089 N Fan Palm POINT, CRYSTAL RIVER, FL, 34429
Active146 days on marketListed May 19, 2026MLS #CC854959
About this home
1089 N Fan Palm POINT
Looking for a slice of Florida paradise? This .20-acre vacant lot in Crystal River is the perfect place to build your custom home in one of the Nature Coast’s most sought-after areas. Surrounded by natural beauty and just minutes from local marinas, waterfront dining, golf courses, shopping, and the famous springs of Kings Bay, this property places you near endless outdoor adventures including boating, fishing, kayaking, and scalloping. Whether you are planning a primary residence, winter retreat, or future investment, this homesite has excellent potential in a growing area. No HOA! Buyer to verify all building, zoning, and utility requirements with Citrus County.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$261 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$261/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1089 N Fan Palm POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$85,000
843 SE MAYO DRIVE UNIT 203
1 bd · 1 ba · 616 sqft · $138/sqft · 159 DOM
Sold · May ’26$37,000
8418 W AEROVIEW LANE
1 bd · 1 ba · 624 sqft · $59/sqft · 20 DOM
Sold · Apr ’26$99,000
8450 W Gen Chennault LANE
2 bd · 1 ba · 624 sqft · $159/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1089 N Fan Palm POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1089 N Fan Palm POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1089 N Fan Palm POINT FAQs
What would the monthly payment be for 1089 N Fan Palm POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1089 N Fan Palm POINT?+
The most recent tax bill on record (2025) was $145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $14,000, this home is listed about 96% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1089 N Fan Palm POINT?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$14,000 is 94% below the CRYSTAL RIVER 34429 median of $244,500.
02Time on market is leverage
146 days on market against a Crystal River median of 70 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $15,000, now $14,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PLANTATION REALTY, INC. · Lindsey Miller. MLS #CC854959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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