520 Lakewood DRIVE, INVERNESS, FL, 34450
Active24 days on marketListed Sep 22, 2026MLS #CC858071
Come see it
Upcoming open house
Sun, Oct 18
12:00 PM – 3:00 PM
About this home
520 Lakewood DRIVE
LAKEFRONT LIVING meets MODERN COMFORT in this beautifully renovated 3-bedroom, 2-bathroom, 2-car garage home with 1477 square feet of living area! In addition to the gorgeous COMPLETELY RENOVATED interior, this home offers peace of mind with major updates in 2022 including the ROOF, AC, WINDOWS, ELECTRIC PANEL, & WATER HEATER! The interior presents luxury vinyl and tile flooring throughout, a gourmet kitchen featuring white wood cabinetry, granite countertops, stainless steel appliances, and a farmhouse sink, all creating a bright and welcoming centerpiece for the home. The primary suite includes a full bathroom plus two additional guest rooms topped with a specious interior laundry room equipped with a washer and dryer for added convenience. The exterior of this lakefront retreat features an updated dock, a 24x10 screened porch, kayak rack, and vinyl fencing—perfect for taking advantage of Florida’s outdoor lifestyle. BONUS.....the furnishings are negotiable, offering the opportunity for an easy transition into your new home with tasteful decor! Conveniently located near downtown Inverness, restaurants, shopping, boat ramps, medical facilities, and the Withlacoochee State Trail, this property combines waterfront enjoyment with easy access to many of the area’s most popular amenities. Whether you’re looking for a full-time residence, seasonal getaway, an operating Air B&B, or a place to enjoy life on the water, this move-in-ready gem is one you won’t want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,477
Sqft
0.25 ac
Lot size
2
Garage
1981
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.9%
$/sqft vs Inverness actives
$335 vs $179
Days on market
24 vs 67 typical
Where $335/sqft sits among the 253 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
107 of 253
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 Lakewood DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$285,000
744 Sherwood AVENUE
3 bd · 2.5 ba · 1,492 sqft · $191/sqft · 30 DOM
Sold · Jun ’26$205,000
6461 Grayson STREET
2 bd · 2 ba · 1,460 sqft · $140/sqft · 214 DOM
Sold · May ’26$306,000
1025 ORCHID AVENUE
3 bd · 2 ba · 1,444 sqft · $212/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 520 Lakewood DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 Lakewood DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 Lakewood DRIVE FAQs
What would the monthly payment be for 520 Lakewood DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,800/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 Lakewood DRIVE?+
The most recent tax bill on record (2025) was $6,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $495,000, this home is listed about 78% above the Inverness median of $277,900. The market section on this page shows how the area is trending.
Which schools are assigned to 520 Lakewood DRIVE?+
Inverness Middle School (middle), Citrus High School (high), Inverness Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Tomika Spires-Hanssen. MLS #CC858071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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