CENTURY 21 Edge
$1,450,000$1,800,000$9,816 /mo all-in ↓

177 GULF BOULEVARD UNIT A, PLACIDA, FL, 33946

Active521 days on marketListed Mar 1, 2025MLS #D6141067

Reduced $350KWaterfrontBLK A 1ST ADD

About this home

177 GULF BOULEVARD UNIT A

Security is important! There is just one property left with Exclusive Beachfront having 125' on the Gulf and 125' on the inland waterway at the end of a private road. Security is a big part of Palm Island and is why islanders prefer being the last bridge free barrier island between Sarasota and Lee County serviced by regular car ferries. The Ferry system acts like a guard gate to the island, and requires a ferry pass for all passengers and vehicles to access the island. The large lot is zoned for building a large home and guest house with private boat dock. The certified survey attached in the photos states that the size of the. property is 1.16 acres. This island has both paved and sand roads, crystal clear turquoise gulf water, seven miles of soft sandy beaches, no high rise building, no traffic, and no stoplights. Nature abounds here. If you did not know, you would believe that you were in the Bahamas. Cars and golf carts travel all island roads. Because the island is located directly across the intracoastal waterway, two ferries operate approx every 15 minutes, one from the island and the other from the landside loading dock. Each ferry can carry eight automobiles or two 18 wheel tractor trailer trucks. See Photo. The island has underground utilities including electric, city water, and cable. Major box stores are only 1-3 miles from the landside dock. The small resort at the north end offers the public and islanders a tropical restaurant and bar, ice cream store with some provisions, and golf cart rentals. The food is good and the bar is very friendly! You have arrived, and now you will enjoy the tropical breezes, sound of wave, miles of beach shells, and the peace and quiet you Deserve.

Facts & features

The home at a glance

1.16 ac

Lot size

Waterfront

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2024)$15,460/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Fiber Optics · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,816 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2024 actual bill$1,288
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$9,816/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$1,288
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 177 GULF BOULEVARD UNIT A

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4043% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,450,000 $350K
Mar 1, 2025Listed at $1,800,000 · 521 days on market since

Reality check

What actually sold near 177 GULF BOULEVARD UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29165 ORVA DRIVESold · Nov ’25

$135,000

29165 ORVA DRIVE · same community

2 bd · 1 ba · 1,184 sqft · $114/sqft · 91 DOM

7070 PLACIDA ROAD UNIT 1121Sold · Jun ’26

$252,500

7070 PLACIDA ROAD UNIT 1121

1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM

2191 WILLIAMSBURG WAYSold · Sep ’25

$165,000

2191 WILLIAMSBURG WAY

1 bd · 1 ba · 680 sqft · $243/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 177 GULF BOULEVARD UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 177 GULF BOULEVARD UNIT A — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

177 GULF BOULEVARD UNIT A FAQs

What would the monthly payment be for 177 GULF BOULEVARD UNIT A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 177 GULF BOULEVARD UNIT A?+

The most recent tax bill on record (2024) was $15,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Placida?+

At $1,450,000, this home is listed about 123% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 177 GULF BOULEVARD UNIT A?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,450,000 runs 4043% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

521 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,800,000, now $1,450,000 — a $350K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING · Robert Jensen. MLS #D6141067.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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177 GULF BOULEVARD UNIT A, PLACIDA, FL — $1,450,000 | CENTURY 21 Edge