310 KETTLE HARBOR DRIVE, PLACIDA, FL, 33946
Active17 days on marketListed Sep 25, 2026MLS #D6148926
About this home
310 KETTLE HARBOR DRIVE
Reminiscent of old Florida lighthouse architectural appeal, this 2 bedroom/2 bath Palm Island/Don Pedro Island home is situated with 80 feet of water frontage and direct and almost immediate access to the Intracoastal Waterway and the Gulf of Mexico with no bridges. The interior also offers a bonus room/den for guests or office. The living room has sliders accessing an outdoor open lanai. The main floor bedroom also has sliders to a screened, covered lanai. The primary bedroom on the second floor also has sliders onto an open deck for spectacular water views. For outside entertainment, if offers a dock with water and electric and a 10,000 lb. Boat lift as well as a large salt water heated swimming pool. There is also an entertaining area under the home with plenty of room for lounging and outdoor kitchen. There is deeded beach access to seven miles of sugar sand pristine beaches just a quick golf cart ride away. The house has been given the name, "One More Day" which says when you come to this home, you're never ready to leave and that says it all.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.25 ac
Lot size
1984
Year built
Three Or More
Levels
$848
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,636 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,636/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs PALM ISLAND ESTATES UN 4
$848 vs $650
Days on market
17 vs 167 typical
Where $848/sqft sits among the 11 homes for sale in PALM ISLAND ESTATES UN 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
6 of 11
PALM ISLAND ESTATES UN 4 have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2614% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 310 KETTLE HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$785,000
331 BOCILLA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $701/sqft · 267 DOM
Sold · Mar ’26$1,100,000
180 S GULF BOULEVARD · same community
3 bd · 2 ba · 1,697 sqft · $648/sqft · 329 DOM
Sold · Sep ’26$1,450,000
171 BOCILLA DRIVE · same community
3 bd · 2 ba · 2,015 sqft · $720/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 310 KETTLE HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 310 KETTLE HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
310 KETTLE HARBOR DRIVE FAQs
What would the monthly payment be for 310 KETTLE HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 310 KETTLE HARBOR DRIVE?+
The most recent tax bill on record (2025) was $11,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $950,000, this home is listed about 53% above the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 310 KETTLE HARBOR DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$950,000 runs 2614% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6148926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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