8 FLAGSHIP DRIVE, PALM COAST, FL, 32137
Active247 days on marketListed Nov 20, 2025MLS #FC314245
About this home
8 FLAGSHIP DRIVE
Build your dream home on this exceptional vacant lot offering 84 feet of water frontage and wide open water views in one of Palm Coast’s most desirable golf communities. This homesite provides an ideal canvas for your custom residence, with minimal fill required, streamlining the building process and reducing preparation costs. Additionally, buyers have the ability to tag select trees to remain on the lot, allowing you to preserve natural beauty and enhance curb appeal once construction is complete. Situated within a premier golf community, residents may also take advantage of the opportunity for private club membership, providing access to world-class amenities, dining, fitness, and social activities. The location is just minutes from pristine beaches, marinas, trails, restaurants, and all the conveniences that Palm Coast has to offer. With exceptional natural features already in place, this property offers a rare combination of convenience, beauty, and flexibility. Secure a prime waterfront lot in a sought-after neighborhood known for quality, natural surroundings, and an exceptional coastal lifestyle.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 FLAGSHIP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$700,000
200 CINNAMON BEACH WAY UNIT 163 · same community
3 bd · 2 ba · 1,344 sqft · $521/sqft · 13 DOM
Sold · Jun ’26$410,000
1100 CINNAMON BEACH WAY UNIT 1062 · same community
3 bd · 2 ba · 1,682 sqft · $244/sqft · 153 DOM
Sold · Aug ’25$515,000
1200 CINNAMON BEACH WAY UNIT 1142 · same community
3 bd · 2 ba · 1,682 sqft · $306/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8 FLAGSHIP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 FLAGSHIP DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8 FLAGSHIP DRIVE FAQs
What would the monthly payment be for 8 FLAGSHIP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8 FLAGSHIP DRIVE?+
The most recent tax bill on record (2024) was $2,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 FLAGSHIP DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $269,000, this home is listed about 32% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8 FLAGSHIP DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$269,000 is 29% below the PALM COAST 32137 median of $379,945.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
247 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC314245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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