23 OAK VIEW CIRCLE E, PALM COAST, FL, 32137
Active382 days on marketListed Jul 7, 2025MLS #G5097359
About this home
23 OAK VIEW CIRCLE E
Build your dream home just steps from the Atlantic in the prestigious, guard-gated community of Ocean Hammock. This spectacular 0.22-acre lot offers sweeping views of a tranquil lake and the 2nd fairway of the renowned Jack Nicklaus Signature Ocean Course. Located just 0.56 air miles from the beach, you are moments away from the sand via the nearby walkover on Sandpiper Lane. Enjoy the serenity of manicured, tree-lined streets and a low-maintenance lifestyle—your HOA takes care of mowing, irrigation, landscaping, and lot maintenance until you're ready to build. No required timeline to build and the freedom to choose your own builder. Ocean Hammock offers private beach access, resort-style amenities, and a rare blend of luxury, nature, and convenience. Whether for a primary residence, second home, or investment, this is coastal Florida living at its finest.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,015 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,015/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 23 OAK VIEW CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$700,000
200 CINNAMON BEACH WAY UNIT 163 · same community
3 bd · 2 ba · 1,344 sqft · $521/sqft · 13 DOM
Sold · Jun ’26$410,000
1100 CINNAMON BEACH WAY UNIT 1062 · same community
3 bd · 2 ba · 1,682 sqft · $244/sqft · 153 DOM
Sold · Aug ’25$515,000
1200 CINNAMON BEACH WAY UNIT 1142 · same community
3 bd · 2 ba · 1,682 sqft · $306/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23 OAK VIEW CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 OAK VIEW CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23 OAK VIEW CIRCLE E FAQs
What would the monthly payment be for 23 OAK VIEW CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,015/mo — principal and interest, the actual property-tax bill, the $289/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23 OAK VIEW CIRCLE E?+
The association fee works out to $289 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23 OAK VIEW CIRCLE E?+
The most recent tax bill on record (2024) was $1,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 OAK VIEW CIRCLE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $379,900, this home is listed about 4% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23 OAK VIEW CIRCLE E?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
382 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $399,900, now $379,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Tom McKnight. MLS #G5097359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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