631 MAHOGANY RUN, PALM COAST, FL, 32137
Active66 days on marketListed Aug 6, 2026MLS #FC320500
About this home
631 MAHOGANY RUN
Exceptional opportunity to build your dream home on this lakefront homesite in the prestigious, gated Conservatory at Hammock Beach. Offering plenty of room to create a custom estate home with generous outdoor living space, this premium parcel is ideally situated within one of Palm Coast's most sought-after golf communities. Centered around the renowned Tom Watson Signature Golf Course, The Conservatory features a beautifully appointed clubhouse with dining, tennis courts, resort-style pool, fitness center, walking trails, and picturesque lakes and nature preserves. Optional membership to the Hammock Beach Club provides access to additional championship golf courses, oceanfront pools, private beach access, fine dining, spa services, and an active social calendar. Whether you're ready to build your forever home or invest in one of the area's premier communities, this is an outstanding opportunity to own a beautiful homesite in an exceptional location.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,366 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,366/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 631 MAHOGANY RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$833,000
431 BOURGANVILLE DRIVE · same community
3 bd · 3 ba · 2,253 sqft · $370/sqft · 147 DOM
Sold · Jan ’26$898,000
700 MAHOGANY RUN · same community
3 bd · 3 ba · 2,350 sqft · $382/sqft · 61 DOM
Sold · Jun ’26$833,000
213 CONSERVATORY DRIVE · same community
3 bd · 3 ba · 2,503 sqft · $333/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 631 MAHOGANY RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 MAHOGANY RUN — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
631 MAHOGANY RUN FAQs
What would the monthly payment be for 631 MAHOGANY RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,366/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 631 MAHOGANY RUN?+
The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 631 MAHOGANY RUN?+
The most recent tax bill on record (2025) was $1,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 631 MAHOGANY RUN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $139,900, this home is listed about 64% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 631 MAHOGANY RUN?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$139,900 is 63% below the PALM COAST 32137 median of $379,773.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Marji Bird. MLS #FC320500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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