
105 HICKORY COURT, PALM COAST, FL, 32137
Active47 days on marketListed Aug 25, 2026MLS #FC320950
About this home
105 HICKORY COURT
This beautifully situated property in the sought-after Conservatory at Hammock Beach, one of Palm Coast’s premier golf communities. Tucked away on a quiet cul-de-sac, this homesite is set on an impressive quarter-acre-plus homesite and enjoys a serene backdrop of beautiful wooded reserve, offering privacy and a peaceful Florida lifestyle. Surrounded by magnificent homes, this is a wonderful opportunity to live in an established and highly desirable community. The Conservatory at Hammock Beach offers an exceptional golf-oriented lifestyle, with residents having the opportunity to become members of both the Inland Course and the Ocean Course, providing access to some of the area’s finest golf experiences. Beyond golf, the community offers a relaxed, upscale atmosphere surrounded by natural beauty and the coastal charm that makes Palm Coast so desirable. From its premium cul-de-sac location and spacious homesite to its picturesque wooded setting and proximity to world-class golf, 105 Hickory Court offers the perfect blend of privacy, elegance, and the quintessential Florida lifestyle. Whether you are seeking a full-time residence, seasonal retreat, or exceptional investment, this property is ready to welcome you home.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 HICKORY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$833,000
431 BOURGANVILLE DRIVE · same community
3 bd · 3 ba · 2,253 sqft · $370/sqft · 147 DOM
Sold · Jan ’26$898,000
700 MAHOGANY RUN · same community
3 bd · 3 ba · 2,350 sqft · $382/sqft · 61 DOM
Sold · Jun ’26$833,000
213 CONSERVATORY DRIVE · same community
3 bd · 3 ba · 2,503 sqft · $333/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 105 HICKORY COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 HICKORY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
105 HICKORY COURT FAQs
What would the monthly payment be for 105 HICKORY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,531/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 HICKORY COURT?+
The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 HICKORY COURT?+
The most recent tax bill on record (2025) was $1,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 HICKORY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $175,000, this home is listed about 55% below the Palm Coast median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 105 HICKORY COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Shannon Vinnick. MLS #FC320950.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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