8 N WATERVIEW DRIVE, PALM COAST, FL, 32137
Active1 days on marketListed Aug 14, 2026MLS #FC320654
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 1:00 PM
About this home
8 N WATERVIEW DRIVE
Welcome to 8 N Waterview Drive, a beautifully designed Howell-built pool home offering privacy, architectural character, and an exceptional location within The Bluffs at Grand Haven. Situated along the 14th hole of the Jack Nicklaus Signature Golf Course, the home enjoys a peaceful setting near the green while a natural buffer of mature trees provides added privacy. Best of all, the home is just steps from the Esplanade, placing miles of scenic walking and biking trails right outside your door. This spacious single-story residence features 3 bedrooms, 3½ baths, and 2,715 square feet of thoughtfully designed living space. Elegant details include extra-tall doors, graceful arched openings, and coffered ceilings. The living room’s fireplace creates a warm and inviting gathering space, while the private primary suite offers a true retreat with its own fireplace. Step outside to enjoy the private pool and expansive lanai, complete with an outdoor bar, sink, and mini refrigerator, perfect for relaxing or entertaining. Grand Haven residents enjoy an active, resort-style lifestyle with seven tennis courts, pickleball and bocce courts, two heated community pools, two fitness centers, and optional membership at the Jack Nicklaus Signature Golf Course. Conveniently located near the Intracoastal Waterway, beaches, shopping, and dining, this home offers the perfect combination of privacy, comfort, and community amenities.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,715
Sqft
0.27 ac
Lot size
2
Garage
2006
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,339 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.9%
Days on market
1 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8 N WATERVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 N WATERVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8 N WATERVIEW DRIVE FAQs
What would the monthly payment be for 8 N WATERVIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,339/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8 N WATERVIEW DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8 N WATERVIEW DRIVE?+
The most recent tax bill on record (2025) was $11,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 N WATERVIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $729,900, this home is listed about 83% above the Palm Coast median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 8 N WATERVIEW DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$729,900 runs 92% above the PALM COAST 32137 median — but at 2,715 sqft it's also 44% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Palm Coast market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of GRAND LIVING REALTY · Suzanne Johnston. MLS #FC320654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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