52 HAMMOCK BEACH CIRCLE S, PALM COAST, FL, 32137
Active30 days on marketListed Sep 10, 2026MLS #FC320713
About this home
52 HAMMOCK BEACH CIRCLE S
52 Hammock Beach Circle | Oceanfront Elegance Meets Championship Golf Welcome to 52 Hammock Beach Circle—the crown jewel of Ocean Hammock and the largest oceanfront estate directly along the 9th hole of the iconic Jack Nicklaus Ocean Course. Spanning four levels and over 6,800 sq. ft. of refined living space, this concrete-built coastal retreat features rich travertine flooring, sweeping unobstructed ocean and fairway views, and elevator access to all floors. Designed for entertaining, Level 1 offers a custom full-service bar, fireplace living room, private media room, and accessible guest accommodations. Essential peace of mind is provided by a whole-house generator, integrated fire sprinkler system, and whole-house water filtration. Level 2 serves as a dedicated guest sanctuary featuring four suites—including two oceanfront retreats with direct balcony access—a built-in coffee/wet bar, and a laundry room. The heart of the home unfolds on Level 3 with an expansive great room, dining area, and chef’s kitchen featuring premium Sub-Zero and Wolf appliances, a central island, and a walk-in pantry. Relax in the architectural half-moon lounge with custom curved windows framing panoramic ocean vistas. Occupying the entire 4th floor, the private primary suite offers direct ocean views, an executive office, a second laundry room, and a spa-inspired bath with a grand multi-spray rain shower. Outdoor living excels with direct beach access, an al fresco cooking center, a firepit on the brick paver terrace, and steps-away access to the resident-only pool. Additional highlights include an Apple Home smart automation system, fully maintained HOA landscaping, and meticulously kept mechanics (serviced 4-unit HVAC with attic dehumidifier, yearly elevator service, 2026 resealed pavers, and fresh 2025 exterior paint). Optional Hammock Beach Golf Resort & Spa membership grants access to world-class golf, dining, tennis/pickleball, and a 91,000 sq. ft. pool complex. Fully furnished options are negotiable.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
6,869
Sqft
0.16 ac
Lot size
2
Garage
2018
Year built
Three Or More
Levels
$779
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$33,856 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$33,856/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCEAN HAMMOCK
$779 vs $439
Days on market
30 vs 73 typical
Where $779/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
14 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1309% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 52 HAMMOCK BEACH CIRCLE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$2,970,000
32 HAMMOCK BEACH CIRCLE S · same community
5 bd · 6.5 ba · 5,612 sqft · $529/sqft · 7 DOM
Sold · Jul ’26$3,200,000
34 HAMMOCK BEACH CIRCLE S · same community
6 bd · 5 ba · 5,324 sqft · $601/sqft · 245 DOM
Sold · Jun ’26$1,700,000
9 NORTHSHORE DRIVE · same community
5 bd · 5 ba · 4,906 sqft · $347/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 52 HAMMOCK BEACH CIRCLE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 52 HAMMOCK BEACH CIRCLE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
52 HAMMOCK BEACH CIRCLE S FAQs
What would the monthly payment be for 52 HAMMOCK BEACH CIRCLE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $33,856/mo — principal and interest, the actual property-tax bill, the $457/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 52 HAMMOCK BEACH CIRCLE S?+
The association fee works out to $457 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 52 HAMMOCK BEACH CIRCLE S?+
The most recent tax bill on record (2025) was $28,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 52 HAMMOCK BEACH CIRCLE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $5,350,000, this home is listed about 1272% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 52 HAMMOCK BEACH CIRCLE S?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$5,350,000 runs 1309% above the PALM COAST 32137 median — but at 6,869 sqft it's also nearly 4 times the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Lisa Gardner. MLS #FC320713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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