
23 OCEAN RIDGE BOULEVARD N, PALM COAST, FL, 32137
Active38 days on marketListed Sep 2, 2026MLS #FC321039
Come see it
Upcoming open house
Sun, Oct 18
12:00 PM – 2:30 PM
Only two years new, this stunning Coastal Contemporary 5/4/3 home offers modern luxury in one of Ocean Hammock’s premier locations. Just steps from the beach walkover, enjoy ocean views, sea breezes and the sound of the surf, along with a private rear setting overlooking the preserve and Jack Nicklaus-designed Ocean Course. Enjoy a heated screened pool & spa, impact windows and doors, first-floor primary suite, office/den, home theater, loft, exceptional indoor-outdoor living and a 3 car garage.
About this home
23 OCEAN RIDGE BOULEVARD N
Coastal luxury, exceptional design and an enviable Ocean Hammock setting come together at 23 Ocean Ridge Boulevard North. Just two years old and ideally positioned on one of Ocean Hammock’s most desirable streets, this custom Coastal Contemporary home offers the feel of new construction without the wait, directly across from the Atlantic and just steps from a neighborhood beach walkover. Impact windows and doors and spray-foam insulation provide enhanced storm protection, comfort and energy efficiency. Enjoy ocean views, refreshing sea breezes and the relaxing sound of the waves—an everyday reminder that the beach is just moments from your door. Beyond the double-door entry, a dramatic two-story foyer introduces a light-filled interior with soaring ceilings, wood-look tile flooring and an open design ideal for everyday living and entertaining. The expansive great room is anchored by a floor-to-ceiling stone linear fireplace and opens through wide sliding glass doors to the screened outdoor living area, heated pool and spa. The adjoining kitchen features 42-inch cabinetry, quartz countertops, glass tile backsplash, a generous island, electric cooktop with stainless steel hood, convection microwave/wall oven combination, walk-in pantry and casual dining area overlooking the pool. A formal dining room accommodates larger gatherings, while an additional first-floor bedroom near a full bath offers flexibility as a guest room or home office. The spacious first-floor primary suite overlooks the pool and preserve and features a tray ceiling and walk-in closet with custom built-in drawers and shelving. The spa-inspired bath offers a freestanding soaking tub, oversized walk-through shower with rain shower, handheld and wall-mounted shower head, dual sinks, lighted mirrors and dedicated vanity area. Upstairs are three additional bedrooms, two full baths and an expansive loft opening to a screened balcony with views toward the par-5 sixth hole of the Jack Nicklaus-designed Ocean Course at The Club at Hammock Beach. A dedicated tiered home theater and built-in wet bar create an ideal setting for movie nights and entertaining. An exceptionally large walk-in attic provides abundant, easily accessible storage without the need for pull-down stairs or ladders. Outdoors, lush landscaping and a private preserve backdrop surround the screened heated pool and spa, creating a peaceful retreat just moments from the Atlantic. Car enthusiasts will appreciate the immaculate three-car tandem garage with finished flooring, upgraded lighting, workshop space and pre-wiring for two vehicle lifts. Located within gated Ocean Hammock, the property also offers the opportunity to separately purchase available membership options at The Club at Hammock Beach, where members can enjoy two championship golf courses, multiple restaurants, pools, racquet facilities, beach access and resort-style amenities. Elegant yet comfortable, nearly new and exceptionally well located, 23 Ocean Ridge Boulevard North offers an exceptional opportunity to enjoy the Palm Coast coastal lifestyle.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,583
Sqft
0.17 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$569
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,600 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,600/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.8%
$/sqft vs OCEAN HAMMOCK
$569 vs $439
Days on market
38 vs 73 typical
Where $569/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
14 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 437% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 OCEAN RIDGE BOULEVARD N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,984,500
10 HAMMOCK BEACH CIRCLE S · same community
4 bd · 3.5 ba · 3,562 sqft · $557/sqft · 97 DOM
Sold · Sep ’26$1,420,000
18 CINNAMON BEACH WAY · same community
4 bd · 3.5 ba · 3,609 sqft · $393/sqft · 28 DOM
Sold · Feb ’26$924,000
3 FLAGSHIP DRIVE · same community
3 bd · 2.5 ba · 3,666 sqft · $252/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 23 OCEAN RIDGE BOULEVARD N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 OCEAN RIDGE BOULEVARD N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23 OCEAN RIDGE BOULEVARD N FAQs
What would the monthly payment be for 23 OCEAN RIDGE BOULEVARD N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,600/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23 OCEAN RIDGE BOULEVARD N?+
The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23 OCEAN RIDGE BOULEVARD N?+
The most recent tax bill on record (2025) was $17,725. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 OCEAN RIDGE BOULEVARD N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,039,000, this home is listed about 423% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 23 OCEAN RIDGE BOULEVARD N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,039,000 runs 437% above the PALM COAST 32137 median — but at 3,583 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Johanna Sawdai. MLS #FC321039.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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