CENTURY 21 Edge
$1,449,0005 bd3.5 ba5,201 sqft$279 /sqft$10,450 /mo all-in ↓

1481 LAMBERT AVENUE, FLAGLER BEACH, FL, 32136

Active14 days on marketListed Sep 8, 2026MLS #FC321175

Private poolSingle Family ResidenceRIVER OAKS SUB

About this home

1481 LAMBERT AVENUE

Private Coastal Mediterranean Estate on 2.6 Acres. Discover an exceptional private coastal estate set on one of Flagler Beach’s most prestigious streets, where timeless Mediterranean architecture, expansive grounds, and extraordinary amenities create a truly distinctive retreat just minutes from the beach. Meticulously maintained and thoughtfully designed for both elegant entertaining and comfortable everyday living, this remarkable 2.6-acre estate offers 5 bedrooms and 4 baths, including a separate 2nd floor wing featuring 2 bedrooms, 1 bath, and a spacious living area—an ideal arrangement for multi-generational living, extended guests, or a private retreat. Inside, refined craftsmanship and generous living spaces abound. The chef’s kitchen is appointed with imported marble countertops, while a dedicated wine cellar provides the perfect setting for collecting and entertaining. A formal dining room showcases beautiful custom stained-glass windows, complemented by a large pantry and ample storage throughout the home. The estate’s outdoor spaces are equally impressive. Lush, mature landscaping creates a sense of privacy and seclusion, while a large screened-in pool offers an inviting oasis for relaxing and entertaining year-round. Gather around the fire pit in the evenings and enjoy the tranquility of your own private coastal sanctuary. For the enthusiast, collector, or boating aficionado, the detached six-car garage provides an exceptional amount of space for vehicles, boats, recreational equipment, and more. A greenhouse adds yet another unique amenity for gardening and cultivating year-round. With its expansive acreage, abundant living space, exceptional garage capacity, resort-style pool, and proximity to the beach, this rare estate offers a level of privacy, versatility, and coastal luxury that is increasingly difficult to find. A truly special property designed for grand living, generations together, and enjoying the best of the Florida coast.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

5,201

Sqft

2.62 ac

Lot size

6

Garage

1992

Year built

Two

Levels

$279

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringLuxury Vinyl · Tile · Travertine
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorFire Pit · French Doors · Lighting · Private Yard

Community & fees

Taxes (2025)$23,135/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,450 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property tax — 2025 actual bill$1,928
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,900
Interest rate6.00%
Loan term

Estimated payment

$10,450/mo

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property taxes (actual bill)$1,928
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$279 vs $307

Days on market

14 vs 57 typical

Where $279/sqft sits among the 134 Flagler Beach actives

40
31 · this home
21
17
15
10
$182–251$251–320$320–390$390–459$459–528$528+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Get to know Flagler Beach. See the full Flagler Beach guide →

The numbers that matter

The Flagler Beach market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$446K$537K

Flagler Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

68 of 134

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 163% above the Flagler Beach median. See the full Flagler Beach market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $1,449,000 · 14 days on market since
1992Built · RIVER OAKS SUB

Reality check

What actually sold near 1481 LAMBERT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8635 SW RIVERSIDE DRIVESold · Jul ’26

$1,630,000

8635 SW RIVERSIDE DRIVE · same community

5 bd · 4.5 ba · 5,303 sqft · $307/sqft · 84 DOM

1465 LAMBERT AVENUESold · Nov ’25

$829,900

1465 LAMBERT AVENUE · same community

4 bd · 3 ba · 3,520 sqft · $236/sqft · 86 DOM

1813 N RIVERHILLS DRIVESold · Apr ’26

$604,000

1813 N RIVERHILLS DRIVE · same community

4 bd · 3 ba · 2,960 sqft · $204/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1481 LAMBERT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1481 LAMBERT AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1481 LAMBERT AVENUE FAQs

What would the monthly payment be for 1481 LAMBERT AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,450/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1481 LAMBERT AVENUE?+

The most recent tax bill on record (2025) was $23,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $1,449,000, this home is listed about 163% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.

Listing courtesy of COMPASS FLORIDA · Debby Meyer. MLS #FC321175.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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