45 ROLLINS DRIVE, PALM COAST, FL, 32137
Active11 days on marketListed Sep 29, 2026MLS #FC321742
About this home
45 ROLLINS DRIVE
Welcome to 45 Rollins Drive, a truly one-of-a-kind beachside retreat offering exceptional space, flexibility, and coastal living. Situated on a double lot, this immaculate 4-bedroom, 4.5-bath residence features three private bedroom suites, each with its own full bath, plus a separate office ideal for working from home or creating a private study. Designed for both everyday living and entertaining, the home offers a spacious eat-in kitchen, two fireplaces, and a private home elevator providing convenient access between levels. Upstairs, a full wraparound deck creates an inviting setting for morning coffee, coastal breezes, entertaining, and beautiful Atlantic sunrise skies. One of the property's most impressive features is its extraordinary 2,234 square feet of total garage space. Two separate garages include a two-car garage and an oversized garage capable of accommodating up to six additional vehicles. Approximately 1,524 square feet of the six-car garage is air-conditioned, creating tremendous flexibility beyond vehicle storage. Use it for collector cars, motorcycles, recreational toys, a workshop, hobby area, fitness space, game room, or additional entertainment space. A separate golf cart garage adds even more storage and convenience. Step outside to your own private oasis featuring a heated salt-system swimming pool surrounded by generous outdoor living space—the perfect setting for relaxing, entertaining, and enjoying the Florida lifestyle. The beachside lifestyle continues with access to the community's oceanfront park, putting the Atlantic Ocean just moments from home. Conveniently located between historic St. Augustine and Daytona Beach, the property offers easy access to dining, shopping, entertainment, recreation, and some of Northeast Florida's most desirable coastal destinations. Meticulously maintained and enhanced with numerous recent updates and upgrades, 45 Rollins Drive offers a rare combination of a double-lot setting, exceptional garage capacity, private pool, flexible living spaces, and beachside location. This is far more than an ordinary coastal home—it's a distinctive Florida retreat offering the space to live, entertain, store, create, and enjoy everything the beachside lifestyle has to offer.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,269
Sqft
0.36 ac
Lot size
8
Garage
1994
Year built
Two
Levels
$489
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,638 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,638/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.2%
$/sqft vs Palm Coast actives
$489 vs $215
Days on market
11 vs 73 typical
Where $489/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
204 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 321% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 ROLLINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$969,000
71 ROLLINS DRIVE · same community
3 bd · 3 ba · 3,264 sqft · $297/sqft · 405 DOM
Sold · Feb ’26$835,000
56 OCEAN STREET · same community
2 bd · 3 ba · 2,304 sqft · $362/sqft · 64 DOM
Sold · Aug ’26$660,000
61 LAS CASITAS BOULEVARD
5 bd · 2.5 ba · 3,087 sqft · $214/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 ROLLINS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 ROLLINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45 ROLLINS DRIVE FAQs
What would the monthly payment be for 45 ROLLINS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,638/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 ROLLINS DRIVE?+
The most recent tax bill on record (2025) was $14,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $1,599,500, this home is listed about 310% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 45 ROLLINS DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,599,500 runs 321% above the PALM COAST 32137 median — but at 3,269 sqft it's also 73% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Darren Delgado. MLS #FC321742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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