
1100 CINNAMON BEACH WAY UNIT 1033, PALM COAST, FL, 32137
Active2 days on marketListed Oct 8, 2026MLS #FC321939
About this home
1100 CINNAMON BEACH WAY UNIT 1033
Welcome to this stunning, fully furnished, turnkey condo located in the exclusive gated Cinnamon Beach community! This 1,344 SqFt, 3 bedroom, 2 bath condo is located on the third floor with a large covered balcony and sunset lake views, perfect for morning coffee, evening dining, or just taking in the breathtaking surroundings. Even better, private beach access and resort style amenities are just a few steps away! This property is the perfect primary residence, coastal getaway, or income property. The inviting floor plan of this unit connects the kitchen, dining, and living areas into one cohesive space. With ceramic tile flooring throughout the main living area and primary bedroom, cleaning up is a breeze! The sliding glass doors off the living area bring the beautiful lake views right inside. The kitchen features sleek granite countertops, a breakfast bar, a full pantry, and abundant cabinetry for all your kitchen essentials. The primary suite offers an ensuite bath with dual sinks, a soaking tub, and a separate walk-in shower. Coastal furnishings throughout create an elevated yet relaxed atmosphere. Recent updates include a stainless-steel refrigerator and dishwasher, oven heating element, washer and dryer, and storm windows. This unit has been well maintained, with the A/C replaced in 2024 as well as the hot water heater in 2021. Currently utilized as an income producing short term vacation rental with a strong rental history and all 5-star reviews, this condo comes complete with anything you could want, from boogie boards to silverware and everything else in between! This unit comfortably sleeps 8, including a leather sleeper sofa with a new mattress and added supports for extra sleeping flexibility. Nearby beaches, golf courses, dining, shopping, state parks, and bike trails provide plenty to explore in Palm Coast and Flagler Beach, with St. Augustine and Daytona just a short drive away. Cinnamon Beach offers resort style amenities in addition to private beach access. Enjoy the quiet, oceanfront pool or spend the afternoon at the lakefront zero entry pool and splash garden. Additional amenities include a Jacuzzi spa, fitness center, gaming and media area with a distinct children’s zone and separate adult lounge, business center, and seasonal dining at the Cinnamon Beach Grille. Each unit gets one designated parking space in the under-building garage with elevator access, adding everyday convenience. Who says you can’t have it all? With turnkey convenience, sunset lake views, steps from private beach access, and exceptional value in an exclusive and private community, this condo truly has it all! Schedule your private showing today and make this Cinnamon Beach retreat your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
0.3 ac
Lot size
2004
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs OCEAN HAMMOCK
$331 vs $439
Days on market
2 vs 73 typical
Where $331/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
14 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 CINNAMON BEACH WAY UNIT 1033
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$700,000
200 CINNAMON BEACH WAY UNIT 163 · same community
3 bd · 2 ba · 1,344 sqft · $521/sqft · 13 DOM
Sold · Mar ’26$539,000
400 CINNAMON BEACH WAY UNIT 323 · same community
3 bd · 2 ba · 1,344 sqft · $401/sqft · 284 DOM
Sold · Jun ’26$410,000
1100 CINNAMON BEACH WAY UNIT 1062 · same community
3 bd · 2 ba · 1,682 sqft · $244/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 CINNAMON BEACH WAY UNIT 1033 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 CINNAMON BEACH WAY UNIT 1033 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1100 CINNAMON BEACH WAY UNIT 1033 FAQs
What would the monthly payment be for 1100 CINNAMON BEACH WAY UNIT 1033?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,630/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1100 CINNAMON BEACH WAY UNIT 1033?+
The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1100 CINNAMON BEACH WAY UNIT 1033?+
The most recent tax bill on record (2025) was $5,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 CINNAMON BEACH WAY UNIT 1033?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $445,000, this home is listed about 14% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 CINNAMON BEACH WAY UNIT 1033?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$445,000 runs 17% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Chad Logan. MLS #FC321939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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