627 ELK RIVER DRIVE, ORMOND BEACH, FL, 32174
Active1 days on marketListed Oct 11, 2026MLS #FC322042
About this home
627 ELK RIVER DRIVE
PLANTATION BAY GOLF COMMUNITY BEAUTY! Ormond Beach/Flagler County 3bed, 2bath, 2car garage, concrete block home in the beautiful gated community of Plantation Bay. This home is spectacular and shows like new. The pride of ownership will greet you at the curb with lush landscaping, paver driveway and sidewalk all the way to the welcoming front entrance. Upon entering you will find a well designed floor plan with huge tiled kitchen and an equally sized island with granite countertops and a 36" gas stove top (propane). There are 42" soft close cabinets and drawers with crown moldings and under cabinet lighting, high end tiled backsplash, large walk in pantry, all stainless steel appliances and much more. The kitchen opens to a large family room with a gas fireplace (propane), recessed lighting, surround sound and that cozy home feel you are looking for. You will be able to look out to a large screened in lanai (540') with matching pavers, fully equipped with a summer kitchen, upgraded outlets, motion detecting recessed lighting, and hook ups for both TV and Jacuzzi. You will love the oversized back yard with mature trees and nature scape for extra privacy. It is your family party and get togethers waiting to happen and make lifelong memories. The oversized garage has an upgraded outlet package and a laundry sink/tub with over head metal storage rack system. If that isn't enough all of the windows have beautiful plantation shutters. Don't let this one miss your list of must see homes. This is one home that truly matches the photos. Call Randy, Jamie or your agent today to schedule your showing now!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,157
Sqft
0.25 ac
Lot size
2
Garage
2017
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,109 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,109/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$267 vs $223
Days on market
1 vs 77 typical
Where $267/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
3 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 627 ELK RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$510,000
735 COBBLESTONE DRIVE · same community
2 bd · 2.5 ba · 2,181 sqft · $234/sqft · 35 DOM
Sold · Jan ’26$392,500
24 GALE LANE · same community
3 bd · 2 ba · 2,118 sqft · $185/sqft · 25 DOM
Sold · Aug ’26$500,000
8 GALE LANE · same community
3 bd · 2 ba · 2,113 sqft · $237/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 627 ELK RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 627 ELK RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
627 ELK RIVER DRIVE FAQs
What would the monthly payment be for 627 ELK RIVER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,109/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 627 ELK RIVER DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 627 ELK RIVER DRIVE?+
The most recent tax bill on record (2025) was $6,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 627 ELK RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $574,900, this home is listed about 44% above the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 627 ELK RIVER DRIVE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$574,900 runs 52% above the ORMOND BEACH 32174 median — but at 2,157 sqft it's also 23% larger than the typical Ormond Beach listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 77 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAGLER REALTY PROFESSIONALS LLC · Randall Doyle. MLS #FC322042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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