870 HENDERSON LANE, THE VILLAGES, FL, 32162
Active315 days on marketListed Oct 3, 2025MLS #G5101221
About this home
870 HENDERSON LANE
Welcome to your new home. As you walk through the front door, you are immediately greeted by the warmth of this home. Up to date flooring throughout the main living area. It extends out to the additional Florida Room. This home boasts Solar Tube Lighting throughout the home. The charm of the Summerhill community welcomes you. This 3 Bedroom 2 Bathroom, along with a Florida Sunroom, has got it all. The Roof was replaced in 2020. Garage is Screened. In the garage there is space for a golf cart, and two small cars fit just fine. The extra bedroom can be used as an office, still giving you the room for a quest bedroom. Cooking is a dream with a gas stove. The Florida room is bright and sunny. This home also boasts an enclosed air-conditioned porch. The Primary suite has a large walk-in closet. The bathroom has natural light coming from the Solar-Tube lighting. Step into your screeded lanai where you can enjoy your morning coffee. With beautiful landscaping this home provides a peaceful backdrop for relaxation. Located in the heart of the Villages, Summerhill offers residents access to a wealth of amenities, including golf courses, recreation centers, and shopping. Experience the Best of Florida living in your new home. Schedule your appointment today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,375
Sqft
0.12 ac
Lot size
1
Garage
2004
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,205 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs VILLAGES OF SUMTER
$218 vs $244
Days on market
315 vs 51 typical
Where $218/sqft sits among the 53 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $359K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
26 of 53
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 870 HENDERSON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
1473 MURRELLS INLET LOOP · same community
3 bd · 2 ba · 1,392 sqft · $241/sqft · 0 DOM
Sold · Jan ’26$330,000
3472 SIPSEY STREET · same community
3 bd · 2 ba · 1,392 sqft · $237/sqft · 5 DOM
Sold · Dec ’25$375,000
2020 HARSTON TRAIL · same community
3 bd · 2 ba · 1,392 sqft · $269/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 870 HENDERSON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 870 HENDERSON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
870 HENDERSON LANE FAQs
What would the monthly payment be for 870 HENDERSON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,205/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 870 HENDERSON LANE?+
The most recent tax bill on record (2024) was $1,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 870 HENDERSON LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $299,900, this home is listed about 21% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 870 HENDERSON LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the THE VILLAGES 32162 market on paper
$299,900 is 14% below the THE VILLAGES 32162 median of $349,900, and at $218/sqft it sits under the The Villages average of $267.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
315 days on market against a The Villages median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $329,900, now $299,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS ROSE REALTY · Marion DeAnnuntis. MLS #G5101221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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