CENTURY 21 Edge
$4,490$6,4903 bd2 ba1,965 sqft$2 /sqft$193 /mo all-in ↓

2875 RAIN LILY LOOP, THE VILLAGES, FL, 32163

Active210 days on marketListed Jan 8, 2026MLS #G5106337

Priced 99% below the THE VILLAGES 32163 medianReduced $2KSingle Family ResidenceVILLAGES SUMTER

About this home

2875 RAIN LILY LOOP

Experience the best of The Villages lifestyle in this beautifully appointed home (Gardenia Model) located on a quiet loop with outstanding curb appeal. Thoughtfully designed with a light, bright, and open floor plan, this residence offers comfortable living with spaces perfect for both relaxing and entertaining. Inside, you’ll find spacious living and dining areas filled with natural light, complemented by neutral finishes that create a warm and inviting atmosphere. The well-appointed kitchen features ample cabinetry and flows seamlessly into the main living area—ideal for everyday living. The bedrooms are generously sized, with the primary suite providing a private retreat. Step outside to the screened lanai and enjoy peaceful mornings or relaxing evenings while soaking in the Florida breeze. Additional conveniences include indoor laundry, a 2 car garage with a dedicated golf cart garage, making it easy to enjoy all The Villages amenities. Located just minutes from shopping, dining, championship and executive golf courses, recreation centers, and The Villages’ renowned town squares, this home offers both comfort and convenience in a prime location. No smoking. Rental application and background check required. Schedule your private showing today and start living the active, carefree lifestyle The Villages is known for!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,965

Sqft

0.13 ac

Lot size

2

Garage

2012

Year built

One

Levels

$2

Per sqft

Turnkey55+ community

Inside

AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Primary Bedroom Main Floor · Tray Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

ParkingGolf Cart Garage

Community & fees

PetsBreed Restrictions, Dogs OK, Number Limit, Size Limit
CommunityFitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $157Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $157
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs The Villages actives

$2 vs $255

Days on market

210 vs 52 typical

Where $2/sqft sits among the 400 The Villages actives

0 · this home
0
31
242
81
46
$2–71$71–139$139–207$207–275$275–344$344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 2875 RAIN LILY LOOP

Drive times from this address

Downtown Orlando62 min
Universal Orlando65 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

212 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,490 $2K
Jan 8, 2026Listed at $6,490 · 210 days on market since
2012Built · VILLAGES SUMTER

Reality check

What actually sold near 2875 RAIN LILY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2012 SANTO DOMINGO DRIVESold · Dec ’25

$465,000

2012 SANTO DOMINGO DRIVE · same community

3 bd · 2 ba · 1,924 sqft · $242/sqft · 7 DOM

1732 MADERO DRIVESold · Aug ’25

$385,000

1732 MADERO DRIVE · same community

3 bd · 2 ba · 1,894 sqft · $203/sqft · 45 DOM

1605 LYNCHBURG LOOPSold · Jul ’26

$500,000

1605 LYNCHBURG LOOP · same community

3 bd · 2.5 ba · 2,043 sqft · $245/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 2875 RAIN LILY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2875 RAIN LILY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2875 RAIN LILY LOOP FAQs

What would the monthly payment be for 2875 RAIN LILY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2875 RAIN LILY LOOP?+

The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $4,490, this home is listed about 99% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2875 RAIN LILY LOOP?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the THE VILLAGES 32163 market on paper

$4,490 is 99% below the THE VILLAGES 32163 median of $469,900, and at $2/sqft it sits under the The Villages average of $270.

02Time on market is leverage

210 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $6,490, now $4,490 — a $2K cut. The full history is in the market section below.

Listing courtesy of WORTH CLARK REALTY · Steve Vena. MLS #G5106337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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