648 SAN MARINO DRIVE, THE VILLAGES, FL, 32159
Active179 days on marketListed Feb 20, 2026MLS #G5108179
About this home
648 SAN MARINO DRIVE
Welcome to this inviting and FULLY FURNISHED 3-bedroom, 2-bath home with 1,774 SqFt of living space, located in the Village of De La Vista in The Villages 55+ community. From the moment you step inside, you’ll feel the home’s charming and welcoming atmosphere, highlighted by light-colored laminate flooring, soothing paint tones, and elegant chair rail accents. The living room blends seamlessly into a dedicated dining room and nicely sized family room with a freestanding electric fireplace in between. The primary suite includes an ensuite bath featuring a walk-in shower and a large walk-in closet. The additional bedrooms and guest bath are thoughtfully located away from the primary suite, providing privacy for both owners and guests. This home is designed with comfort and convenience in mind, featuring an ADA-accessible entryway, wide doorways throughout plus recent updates including a new roof and new HVAC unit. Ideally situated between Spanish Springs and Sumter Landing town squares, you’ll have easy access to dining, shopping, and entertainment. Best of all, this property comes with no bond, offering exceptional value in one of Florida’s most sought-after active adult communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,774
Sqft
0.12 ac
Lot size
2
Garage
1998
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs VILLAGES OF SUMTER
$200 vs $250
Days on market
179 vs 52 typical
Where $200/sqft sits among the 57 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
26 of 57
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the THE VILLAGES 32159 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 648 SAN MARINO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
501 HERRERA COURT · same community
3 bd · 2 ba · 1,823 sqft · $165/sqft · 59 DOM
Sold · Nov ’25$334,900
2530 HANLON TERRACE · same community
3 bd · 2 ba · 1,724 sqft · $194/sqft · 47 DOM
Sold · Jan ’26$389,900
769 TURBEVILLE TERRACE · same community
3 bd · 2 ba · 1,861 sqft · $210/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 648 SAN MARINO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 648 SAN MARINO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
648 SAN MARINO DRIVE FAQs
What would the monthly payment be for 648 SAN MARINO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 648 SAN MARINO DRIVE?+
The most recent tax bill on record (2025) was $2,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 648 SAN MARINO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $355,000, this home is listed about 7% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 648 SAN MARINO DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$355,000 runs 14% above the THE VILLAGES 32159 median — but at 1,774 sqft it's also 16% larger than the typical The Villages listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
179 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $370,000, now $355,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · Kwynn Nicholas. MLS #G5108179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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