39407 TREELINE DRIVE, LADY LAKE, FL, 32159
Active6 days on marketListed Aug 26, 2026MLS #G5116507
About this home
39407 TREELINE DRIVE
Virtually Staged. Welcome to this stunning block-construction pool home in the highly desirable Harbor Hills community, offering impressive architectural details, spacious living areas, valuable updates, and exceptional indoor-outdoor Florida living. Beautiful curb appeal begins with updated landscaping (2026), a manicured lawn, distinctive rooflines with NEW asphalt ROOF (2026), deep-set windows, and elegant transom windows. A columned front portico and gorgeous double entry doors with transom create a grand and inviting entrance. Step inside to a bright, open floor plan, with renewed tile flooring (2020). The space features neutral paint and thoughtfully designed living spaces. The spacious living room showcases a custom propane fireplace, and double French doors that open to the expansive covered lanai, screened pool, and outdoor entertaining area. For added comfort and peace of mind, the home features a Carrier A/C system installed in 2023 and an A. O. Smith Energy Saver water heater installed in 2021. The combined kitchen and dining area is designed for both everyday living and entertaining, featuring light-colored cabinetry, granite countertops, a tiled backsplash, built-in double ovens, a gas cooktop, and a built-in microwave. A gorgeous picture window above the kitchen sink overlooks the pool and backyard, bringing beautiful outdoor views into the heart of the home. The spacious primary suite offers a private retreat complete with an ensuite bath, dual sinks, and walk-in closet. Additional living and bedroom spaces provide flexibility for family, guests, or a home office. Step outside to your own private Florida oasis. The expansive covered lanai with an outdoor kitchen overlooks the screened, heated swimming pool and spa, creating an ideal setting for relaxing, dining, entertaining, or enjoying Florida living year-round. A desirable 3-car side-entry garage provides abundant space for vehicles, golf carts, storage, and more. Located along the shores of Lake Griffin, Harbor Hills is a gated, multi-generational community offering a sought-after Central Florida lifestyle with golf, tennis, boating, and beautiful scenic surroundings. Enjoy the combination of resort-style community living and convenient access to everything Central Florida has to offer. With its heated pool and spa, outdoor kitchen, 3-car garage, open floor plan, updated landscaping, newer Carrier A/C, Energy Saver water heater, renewed tile flooring, and distinctive architectural design, this Harbor Hills home delivers the space, upgrades, lifestyle, and Florida living you've been searching for. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,502
Sqft
0.6 ac
Lot size
3
Garage
2000
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,140 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,140/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lady Lake actives
$235 vs $203
Days on market
6 vs 60 typical
Where $235/sqft sits among the 191 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
95 of 191
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 39407 TREELINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$822,315
4061 PINNACLE PLACE
3 bd · 2.5 ba · 2,506 sqft · $328/sqft · 0 DOM
Sold · Dec ’25$500,000
6106 SPINNAKER LOOP
3 bd · 2 ba · 2,497 sqft · $200/sqft · 215 DOM
Sold · Oct ’25$625,000
5418 SANDY HILL LANE
4 bd · 2.5 ba · 2,524 sqft · $248/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39407 TREELINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39407 TREELINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39407 TREELINE DRIVE FAQs
What would the monthly payment be for 39407 TREELINE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,140/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39407 TREELINE DRIVE?+
The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39407 TREELINE DRIVE?+
The most recent tax bill on record (2025) was $4,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39407 TREELINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $589,000, this home is listed about 74% above the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39407 TREELINE DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,000 runs 88% above the LADY LAKE 32159 median — but at 2,502 sqft it's also 43% larger than the typical Lady Lake listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Lady Lake market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Katy Kelly. MLS #G5116507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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