191 AMBERWOOD WAY, UMATILLA, FL, 32784
Active33 days on marketListed Aug 20, 2026MLS #G5116721
About this home
191 AMBERWOOD WAY
Why wait for new construction when you can enjoy the benefits of a newer home without the building delays? Built by D.R. Horton and ready for you now, this move-in-ready home in Magnolia Pointe offers modern style, smart-home convenience, and an easygoing Central Florida lifestyle.The open floor plan creates a comfortable space for everyday living, whether you are preparing dinner, relaxing at the end of the day, or spending time with friends and family. The kitchen features shaker-style cabinetry, quartz countertops, and Whirlpool stainless-steel appliances, giving the heart of the home a clean and polished look. Smart-home features and a Ring doorbell add convenience and peace of mind, while the stucco exterior and architectural shingles give you lasting curb appeal.Living in Magnolia Pointe means enjoying community amenities, including a pool and playground, without the high HOA fees often found in newer neighborhoods. When you are ready to explore, the Ocala National Forest offers countless opportunities for outdoor recreation, while Publix, shopping, dining, and everyday conveniences are approximately 15 minutes away. Easy access to major roadways also makes commuting throughout the area more convenient.With its modern finishes, low-maintenance design, connected-home features, and welcoming community setting, this home offers the opportunity to settle in and start enjoying life right away. Skip the construction wait and make this your next home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,316
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,041 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,041/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Umatilla actives
$209 vs $234
Days on market
33 vs 47 typical
Where $209/sqft sits among the 66 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $328K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
31 of 66
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 191 AMBERWOOD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$322,490
166 BULL FROG LANE · same community
4 bd · 2 ba · 1,499 sqft · $215/sqft · 0 DOM
Sold · Feb ’26$299,000
13526 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,609 sqft · $186/sqft · 125 DOM
Sold · Aug ’26$320,000
13500 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $165/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 191 AMBERWOOD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 191 AMBERWOOD WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
191 AMBERWOOD WAY FAQs
What would the monthly payment be for 191 AMBERWOOD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,041/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 191 AMBERWOOD WAY?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 191 AMBERWOOD WAY?+
The most recent tax bill on record (2025) was $1,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 191 AMBERWOOD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $275,000, this home is listed about 29% below the Umatilla median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 191 AMBERWOOD WAY?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Valerie Barber. MLS #G5116721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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