CENTURY 21 Edge

37610 OAKLEE ROAD, UMATILLA, FL, 32784

Active19 days on marketListed Sep 3, 2026MLS #G5117102

Priced 10% below the UMATILLA 32784 medianN/A

About this home

37610 OAKLEE ROAD

Are you looking for a private and secluded piece of land to build your next home? Come take a look at this beautiful 10+ acre wooded parcel located in the Three Lakes subdivision in unincorporated Umatilla. The property offers approximately 7 acres of dry land and 3 acres of wetlands, providing plenty of space, natural beauty, and endless possibilities for your future homesite. With Agricultural zoning and NO HOA, you have the freedom to bring your toys, enjoy the outdoors, and create the property you’ve always envisioned. Whether you’re considering a mobile, modular, or custom-built home, this unique parcel offers an incredible opportunity. Surrounded by nature on all sides and conveniently located near the Pine Meadows Conservation Area, you’ll enjoy the peace and privacy of country living while still being just a short drive from downtown Eustis and Mount Dora. The property is also partially fenced. There is truly no substitute for experiencing this property in person—come explore the land, take in the natural beauty, and see for yourself all that this exceptional property has to offer!

Facts & features

The home at a glance

9.37 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2026)$1,640/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby · Telephone Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,878 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2026 actual bill$137
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,878/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$137
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Drive times from this address

Downtown Orlando59 min
Universal Orlando63 min
Walt Disney World69 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$332K$328K

Umatilla median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $249,900 · 19 days on market since

Reality check

What actually sold near 37610 OAKLEE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1074 EMPORIA ROADSold · Dec ’25

$247,000

1074 EMPORIA ROAD · same community

2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM

5640 SW 57TH AVENUESold · Dec ’25

$130,000

5640 SW 57TH AVENUE · same community

2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM

12860 SW 174TH STREETSold · Dec ’25

$168,500

12860 SW 174TH STREET · same community

3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 37610 OAKLEE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 37610 OAKLEE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

37610 OAKLEE ROAD FAQs

What would the monthly payment be for 37610 OAKLEE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,878/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 37610 OAKLEE ROAD?+

The most recent tax bill on record (2026) was $1,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 37610 OAKLEE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $249,900, this home is listed about 35% below the Umatilla median of $384,900. The market section on this page shows how the area is trending.

Which schools are assigned to 37610 OAKLEE ROAD?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Betty Hensinger. MLS #G5117102.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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37610 OAKLEE ROAD, UMATILLA, FL — $249,900 | CENTURY 21 Edge