
12616 LAKE RIDGE CIRCLE, CLERMONT, FL, 34711
Active26 days on marketListed Sep 17, 2026MLS #G5117834
About this home
12616 LAKE RIDGE CIRCLE
Welcome to Lake Ridge Club, one of Clermont's most picturesque and sought-after neighborhoods. Drive up the hill as you enter this well-established community and as you continue around the circle, check out the rolling hills, winding streets with oversized homesites and breathtaking lake views. This gorgeous lot is the last vacant lot available in the community and it is half-way around the circle perched on top of a hill at 210 feet above sea level. Great neighborhood views surround this property with a spacious retention area right next door. All impact fees are paid (saving the buyer approximately $17,000), so start building your dream home now. Stop at the Clubhouse and check out the fenced and gated storage area available for RV's, boats and trailers while you're on the circle. Don't miss the stunning view of the brand new community dock on the sparkling waters of Lake Minnehaha as you exit the community. The view never gets old.
Facts & features
The home at a glance
0.59 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12616 LAKE RIDGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$432,500
11808 RIDGE VIEW CIRCLE · same community
4 bd · 3 ba · 2,430 sqft · $178/sqft · 51 DOM
Sold · Aug ’26$575,000
11825 OVERLOOK DRIVE · same community
4 bd · 3 ba · 2,516 sqft · $229/sqft · 74 DOM
Sold · Feb ’26$477,500
12512 LAKE RIDGE CIRCLE · same community
4 bd · 2 ba · 2,759 sqft · $173/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12616 LAKE RIDGE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12616 LAKE RIDGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12616 LAKE RIDGE CIRCLE FAQs
What would the monthly payment be for 12616 LAKE RIDGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,253/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12616 LAKE RIDGE CIRCLE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12616 LAKE RIDGE CIRCLE?+
The most recent tax bill on record (2025) was $1,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12616 LAKE RIDGE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $299,000, this home is listed about 34% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12616 LAKE RIDGE CIRCLE?+
Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Jill Kruse. MLS #G5117834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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