CENTURY 21 Edge
$1,050,0003 bd3 ba1,812 sqft$579 /sqft≈$7,060 /mo all-in ↓

2060 NW 19TH STREET, CRYSTAL RIVER, FL, 34428

Active11 days on marketListed Oct 1, 2026MLS #G5118193

WaterfrontSingle Family ResidenceWOODLAND ESTATES UNIT 02B

Come see it

Upcoming open house

Sat, Oct 17

12:30 PM – 2:30 PM

About this home

2060 NW 19TH STREET

Virtually Staged. Bring your boat and start living the Crystal River waterfront lifestyle! Located in sought-after Woodland Estates, this beautifully renovated **3-bedroom, 3-bath waterfront stilt home** combines modern luxury, extensive 2025–2026 updates, and exceptional access to everything that makes Florida’s Nature Coast so special. Thoughtfully renovated, this home offers the feel of a fresh, updated property while maintaining the charm of waterfront living. Improvements include **new windows, flooring, bathrooms, cabinetry, quartz countertops, and more**, along with beautiful plantation shutters throughout the home. Impact-rated windows and doors provide additional protection and peace of mind. The spacious **ground-level primary suite** serves as a private retreat, featuring a large walk-in closet with a custom organization system and a beautifully updated ensuite bathroom. Relax in the oversized garden tub or enjoy the impressive walk-in shower featuring **three rain shower heads, including one with Bluetooth connectivity**. The primary suite also provides access to a **Stiltz home elevator**, making travel between levels convenient and accessible. Upstairs, you'll find two additional bedrooms and bathrooms, including a bedroom with its own completely renovated ensuite featuring a modern glass-enclosed walk-in shower. At the heart of the home is a beautifully updated kitchen featuring **brand-new cabinetry, quartz countertops, and high-end KitchenAid and Frigidaire appliances**, including an induction cooktop. The extensive renovations continue throughout the home, creating a cohesive, move-in-ready interior. Step outside and experience what makes this property truly special. A screened rear porch provides the perfect place to enjoy your morning coffee or unwind after a day on the water, while the outdoor deck offers additional space for grilling, entertaining. The property also offers ample outdoor space with room for a future pool, creating the opportunity to design your own private waterfront oasis. For boating and outdoor enthusiasts, the property features a **designated boat slip and 16' x 8' floating dock**, along with access to Woodland Estates' private community boat ramp. From home, enjoy access toward the **Gulf of America or cruise into Crystal River**, where days can be spent exploring natural springs, boating, fishing, kayaking, paddleboarding, and experiencing the area's famous manatees and wildlife. Adding even more peace of mind, the property is equipped with a **whole-home automatic Generac generator powered by a buried 500-gallon propane tank**, designed to automatically provide power to the entire home in the event of an outage. For buyers looking for an effortless transition into waterfront living, the property is also **available with a turnkey package**, offering the opportunity to purchase the home furnished and ready to enjoy, including furniture, décor, televisions, outdoor furnishings, kitchen items, and more.* Whether you're searching for a full-time residence, seasonal getaway, or waterfront retreat, this extensively renovated Woodland Estates home offers an exceptional combination of modern finishes, boating amenities, storm-ready features, and access to one of Florida's most unique waterfront destinations. **Come for the house. Stay for the water. Live the Crystal River lifestyle.** TIME is ticking: SCHEDULE your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,812

Sqft

0.26 ac

Lot size

1986

Year built

Two

Levels

$579

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Central Vacuum · Chair Rail · Eating Space In Kitchen · Elevator · Open Floorplan · Skylight(s) · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Vinyl Siding · Wood Frame
FoundationStilt/On Piling
ViewWater
FacesNorth
ParkingCovered · Driveway
ExteriorLighting · Private Mailbox · Rain Gutters

Community & fees

HOA fee$12/mo
Taxes (2025)$9,945/yr
PetsYes
CommunityCommunity Boat Ramp · Intracoastal Waterway · Private Boat Ramp · River · Water Access · Golf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,060 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$829
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$7,060/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$829
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$465KedgeAI estimate $538,576 · range $485K–$592K$1.1M

vs edgeAI estimate

+95%

$/sqft vs Crystal River actives

$579 vs $217

Days on market

11 vs 70 typical

Where $579/sqft sits among the 224 Crystal River actives

72
65
33
26
14
14 · this home
$83–165$165–248$248–331$331–414$414–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34428 — neighborhood snapshot

Population

9,325

Median age

55.4

Median income

$48,185

Median home value

$236,100

Avg household

2.15

Households w/ children

690

For the school run

Citrus County School District

HighCrystal River High School★★★★★
MiddleCrystal River Middle School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer — 8.6 months of inventoryBuyer’s market

$315K → $275K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

87 of 224

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 456% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $1,050,000 · 11 days on market since
1986Built · WOODLAND ESTATES UNIT 02B

Reality check

What actually sold near 2060 NW 19TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11956 W BLUE BAYOU COURT UNIT 351Sold · Nov ’25

$480,000

11956 W BLUE BAYOU COURT UNIT 351

3 bd · 2 ba · 1,808 sqft · $265/sqft · 92 DOM

2571 N Seneca POINTSold · May ’26

$709,000

2571 N Seneca POINT

3 bd · 3 ba · 1,778 sqft · $399/sqft · 78 DOM

11290 W AMERINDIAN COURTSold · Jun ’26

$525,000

11290 W AMERINDIAN COURT

3 bd · 3 ba · 1,750 sqft · $300/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2060 NW 19TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2060 NW 19TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2060 NW 19TH STREET FAQs

What would the monthly payment be for 2060 NW 19TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,060/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2060 NW 19TH STREET?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2060 NW 19TH STREET?+

The most recent tax bill on record (2025) was $9,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2060 NW 19TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal River?+

At $1,050,000, this home is listed about 224% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2060 NW 19TH STREET?+

Crystal River High School (high), Crystal River Middle School (middle), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Coby McClellan. MLS #G5118193.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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