CENTURY 21 Edge
$699,9003 bd2.5 ba4,127 sqft$170 /sqft≈$5,042 /mo all-in ↓

2220 SE MILL CREEK CIRCLE, OCALA, FL, 34471

Active13 days on marketListed Sep 29, 2026MLS #G5118244

Single Family ResidenceLAUREL RUN

About this home

2220 SE MILL CREEK CIRCLE

Virtually Staged. EXQUISITE CUSTOM HOME DESIGNED and BUILT BY RENOWNED BUILDER CARL HEISE, ideally situated within the 24-HOUR GATED LAUREL RUN subdivision. Spanning OVER 4,000sf, this remarkable 3/2.5 RESIDENCE occupies NEARLY HALF an ACRE offering EXCEPTIONAL PRIVACY, LUSH LANDSCAPING, and ABUNDANT ROOM FOR A POOL! A striking CIRCULAR DRIVEWAY creates an impressive arrival, while a HERRINGBONE-PAVER WALKWAY leads to an ARTISTIC ETCHED-GLASS front door with sidelights and transom. Architectural columns frame the GRAND FOYER, with an elegant DEN and OFFICE on either side. Both feature HARDWOOD FLOORING, multiple windows, and BAYED walls. The office also includes a CUSTOM BUILT-IN DESK and DOUBLE-DOOR entry. 12ft CEILINGS, ELEGANT CROWN MOLDING, and PLANTATION SHUTTERS THROUGHOUT enhance the home's sophisticated character. Designed for entertaining and effortless living, the OPEN-CONCEPT living, dining, kitchen, and dinette seamlessly blend elegance and functionality. The formal dining room features HARDWOOD FLOORING, an EXQUISITE CHANDELIER, and architectural columns. The breathtaking living room showcases an OPULENT CUSTOM TRIPLE-CROWN TRAY CEILING with DRAMATIC UPLIGHTING, custom cabinetry, hardwood flooring, GAS FIREPLACE, and a CUSTOM WET BAR concealed behind an ELABORATE ORNAMENTAL IRON GATE. The gourmet kitchen features CUSTOM WOOD CABINETRY, GRANITE COUNTERTOPS, STAINLESS APPLIANCES, CENTER ISLAND with COOKTOP, built-in DOUBLE PANTRY with ROLL-OUT SHELVING, UNDER-AND OVER-CABINET LIGHTING, built-in DESK, and an adjoining dinette for casual dining. Adjacent to the kitchen, a combination BUTLER PANTRY and LAUNDRY ROOM offers CHERRY cabinetry, TWO built-in closets, abundant shelving, and a BUILT-IN SAFE. The PRIMARY RETREAT features TWO entrances and an ELEGANT SITTING ROOM framed by architectural columns and POCKET FRENCH DOORS opening to the family room. A built-in closet, TWO WALK-IN closets, including one with an EXTENDED REAR WALK-IN closet, provide an extraordinary amount of storage. The luxurious primary bath features a JETTED TUB with TWO CHANDELIERS, DUAL vanities, WALK-IN shower, DRESSING AREA with CUSTOM CABINETRY, linen closet, and a separate water closet. For added PRIVACY, a SPLIT FLOOR PLAN places two additional bedrooms and a second bath across the home, behind a POCKET DOOR. Both bedrooms feature DOUBLE windows and built-in closets with ADDITIONAL STORAGE above. There’s also a convenient half bath that serves the main living areas. Perhaps the home's most extraordinary space is the EXPANSIVE 25' x 21' FLORIDA ROOM, offering MULTIPLE WINDOWS, a CUSTOM KITCHEN, and a FRENCH DOOR to the PRIVATE rear grounds with a HERRINGBONE-PAVER PATIO and GAZEBO surrounded by LUSH PRIVACY LANDSCAPING and GENEROUS rear and side yards offering ROOM FOR a FUTURE POOL! Adding to the property's unique character, LAUREL RUN STREAM borders the property and winds through the community, creating a serene natural backdrop. Completing the package is an OVERSIZED 702sf TWO-CAR GARAGE offering a workbench, white cabinetry, under-stair storage, and an extraordinary 30' x 9' AIR-CONDITIONED SECOND-FLOOR STORAGE ROOM. Laurel Run is a well-established gated community with a 24-HOUR GUARD, winding roads, lush landscaping, and flowing streams, conveniently located just off of 17th Street with shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this SPECTACULAR CUSTOM HOME and call today to schedule your PRIVATE SHOWING or VIRTUAL TOUR!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

4,127

Sqft

0.48 ac

Lot size

2

Garage

1994

Year built

One

Levels

$170

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Oversized
ExteriorFrench Doors · Private Yard

Community & fees

HOA fee$292/mo
Taxes (2025)$6,610/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,042 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$551
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$5,042/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$551
HOA / condo fee$292
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$657KedgeAI estimate $760,339 · range $684K–$836K$870K

vs edgeAI estimate

−7.9%

$/sqft vs Ocala actives

$170 vs $180

Days on market

13 vs 73 typical

Where $170/sqft sits among the 400 Ocala actives

210 · this home
124
24
8
9
25
$128–182$182–236$236–289$289–343$343–397$397+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryShady Hill Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

218 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $699,900 · 13 days on market since
1994Built · LAUREL RUN

Reality check

What actually sold near 2220 SE MILL CREEK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2284 SE LAUREL RUN DRIVESold · Jul ’26

$850,000

2284 SE LAUREL RUN DRIVE · same community

4 bd · 3.5 ba · 4,116 sqft · $207/sqft · 65 DOM

2243 SE LAUREL RUN DRIVESold · Sep ’26

$550,000

2243 SE LAUREL RUN DRIVE · same community

3 bd · 2.5 ba · 3,725 sqft · $148/sqft · 294 DOM

2038 SE TWIN BRIDGE COURTSold · Feb ’26

$759,999

2038 SE TWIN BRIDGE COURT · same community

4 bd · 4.5 ba · 3,245 sqft · $234/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2220 SE MILL CREEK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2220 SE MILL CREEK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2220 SE MILL CREEK CIRCLE FAQs

What would the monthly payment be for 2220 SE MILL CREEK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,042/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2220 SE MILL CREEK CIRCLE?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2220 SE MILL CREEK CIRCLE?+

The most recent tax bill on record (2025) was $6,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2220 SE MILL CREEK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $699,900, this home is listed about 134% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2220 SE MILL CREEK CIRCLE?+

Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY · Guy Williams Jr. LLC. MLS #G5118244.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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