CENTURY 21 Edge
$949,0004 bd3.5 ba3,521 sqft$270 /sqft$6,738 /mo all-in ↓

2256 SE MILL CREEK CIRCLE, OCALA, FL, 34471

Active12 days on marketListed Sep 9, 2026MLS #O6433974

Private poolSingle Family ResidenceLAUREL RUN

About this home

2256 SE MILL CREEK CIRCLE

Welcome to an exceptionally updated 4-bedroom, 3.5-bath pool home with a 2-car garage, ideally positioned on a corner lot within a gated Southeast Ocala community. Designed for both comfortable everyday living and impressive entertaining, this residence combines generous living spaces, thoughtful upgrades, and a private outdoor setting bordered by the scenic Laurel Run stream. Step inside to an inviting open floor plan where natural light, elegant finishes, and well-defined gathering spaces create an immediate sense of warmth. At the heart of the home is a chef-inspired kitchen featuring newly painted cabinetry, an impressive combination of quartz and granite countertops, GE Monogram appliances, a gas cooktop, and the rare convenience of two dishwashers. Whether preparing a quiet dinner or hosting a house full of guests, this kitchen is equipped to handle it beautifully. Just steps away, the spacious family room is anchored by a striking fireplace and enhanced by a built-in console and wet bar complete with a refrigerator and wine cooler. The adjoining formal living areas provide even more flexibility for entertaining, relaxing, or creating distinct spaces tailored to your lifestyle. The private primary suite offers a peaceful retreat with direct access to the pool area. Its beautifully updated bath features extensive storage, upgraded tilework, and a refreshed shower. Two additional guest bedrooms are tucked toward the rear of the home and share a completely renovated bathroom, creating a comfortable and private guest wing. A fourth bedroom includes its own half bath and offers excellent versatility as a home office, study, fitness room, or additional guest space. Florida living takes center stage outside. Sliding glass doors from the family room, formal living room, and primary bedroom open directly to the screened pool and expansive lanai. Generous covered areas provide shade for outdoor dining and lounging, while the large pool deck offers plenty of room for entertaining, sunning, and enjoying the Ocala lifestyle year-round. The recently remodeled pool bath adds another unexpected luxury—a private sauna, just thru the Outdoor Pool Bathroom! Additional improvements include replaced interior light fixtures, updated ceiling fans around the pool, new bedroom carpeting installed in 2021, and both HVAC systems replaced in 2019. Outside the screened enclosure, the fenced corner lot offers additional privacy and outdoor space, while Laurel Run stream borders the property and winds throughout the community, adding a distinctive natural backdrop. With its updated interiors, chef-quality kitchen, multiple entertaining areas, screened pool, sauna, flexible bedroom configuration, and desirable Southeast Ocala location, this home delivers the space, amenities, and setting buyers are searching for. This is more than a home—it is a private Florida retreat designed for living well.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,521

Sqft

0.5 ac

Lot size

2

Garage

1985

Year built

One

Levels

$270

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringOther
AppliancesBar Fridge · Built-In Oven · Dishwasher · Microwave · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationBlock · Slab
FacesEast
ExteriorOther

Community & fees

HOA fee$183/mo
Taxes (2025)$11,018/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Fiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,738 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$918
HOA fee — from the listing$183
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,900
Interest rate6.00%
Loan term

Estimated payment

$6,738/mo

Principal & interest$5,121
PMI (est., until 20% equity)$356
Property taxes (actual bill)$918
HOA / condo fee$183
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $949K
$791KedgeAI estimate $1,176,550 · range $824K$1.3M$1.4M

vs edgeAI estimate

−19.3%

$/sqft vs Ocala actives

$270 vs $179

Days on market

12 vs 53 typical

Where $270/sqft sits among the 400 Ocala actives

203
133
26 · this home
7
9
22
$126–180$180–233$233–286$286–340$340–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryShady Hill Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

223 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 216% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $949,000 · 12 days on market since
1985Built · LAUREL RUN

Reality check

What actually sold near 2256 SE MILL CREEK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2243 SE LAUREL RUN DRIVESold · Sep ’26

$550,000

2243 SE LAUREL RUN DRIVE · same community

3 bd · 2.5 ba · 3,725 sqft · $148/sqft · 294 DOM

2038 SE TWIN BRIDGE COURTSold · Feb ’26

$759,999

2038 SE TWIN BRIDGE COURT · same community

4 bd · 4.5 ba · 3,245 sqft · $234/sqft · 67 DOM

2284 SE LAUREL RUN DRIVESold · Jul ’26

$850,000

2284 SE LAUREL RUN DRIVE · same community

4 bd · 3.5 ba · 4,116 sqft · $207/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2256 SE MILL CREEK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2256 SE MILL CREEK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2256 SE MILL CREEK CIRCLE FAQs

What would the monthly payment be for 2256 SE MILL CREEK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,738/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2256 SE MILL CREEK CIRCLE?+

The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2256 SE MILL CREEK CIRCLE?+

The most recent tax bill on record (2025) was $11,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2256 SE MILL CREEK CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $949,000, this home is listed about 217% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2256 SE MILL CREEK CIRCLE?+

Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Tony Tate, PLLC. MLS #O6433974.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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