
14965 SE 217TH TERRACE, UMATILLA, FL, 32784
Active11 days on marketListed Oct 5, 2026MLS #G5118589
About this home
14965 SE 217TH TERRACE
Opportunity to own a single-family home surrounded by the beauty and privacy of the National Forest with a LARGE amount of land! This property offers a unique opportunity for someone looking for space, privacy, and the chance to bring a property back to life. There are two addresses associated with the property, and the seller will provide a survey showing the large second parcel. The seller would like to sell the home and land together and does not want to divide the property, giving the next owner the opportunity to take advantage of the full land offering. The home is a fixer-upper and will need attention, including areas of termite damage. The roof is also leaking above the fireplace and will need to be addressed. This property is best suited for a buyer who is willing to put in the work and see the potential in the home and the substantial amount of land that comes with it. Do your due diligence! Buyers and their agents should verify the acreage, parcel boundaries, addresses, legal descriptions, zoning, access, easements, and any other information important to the buyer. The county property appraiser/mapping records and the seller-provided survey should be reviewed and compared as part of the buyer's due diligence. If you've been looking for a home with a LOT of land, privacy, and the opportunity to create something of your own, this one is worth taking a closer look at. Come see the property, walk the land, and decide for yourself what this opportunity could become! Seller is ready to move on and is looking for a buyer who can see the potential and take on the project. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,280
Sqft
1.25 ac
Lot size
1973
Year built
One
Levels
$94
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,104 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,104/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs Umatilla actives
$94 vs $219
Days on market
11 vs 76 typical
Where $94/sqft sits among the 75 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
34 of 75
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 14965 SE 217TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$69,000
20877 SE 143RD PLACE
3 bd · 1 ba · 1,295 sqft · $53/sqft · 21 DOM
Sold · Mar ’26$195,000
20735 SE HIGHWAY 42
3 bd · 1 ba · 1,150 sqft · $170/sqft · 17 DOM
Sold · Aug ’26$183,500
15345 SE 182ND AVENUE ROAD
3 bd · 2 ba · 1,680 sqft · $109/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 14965 SE 217TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14965 SE 217TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14965 SE 217TH TERRACE FAQs
What would the monthly payment be for 14965 SE 217TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14965 SE 217TH TERRACE?+
The most recent tax bill on record (2025) was $2,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $120,000, this home is listed about 65% below the Umatilla median of $347,450. The market section on this page shows how the area is trending.
Which schools are assigned to 14965 SE 217TH TERRACE?+
Umatilla Elementary School (elementary), Umatilla High School (high), Umatilla Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Coach Torrance, II. MLS #G5118589.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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