CENTURY 21 Edge
$995,0004 bd2.5 ba3,325 sqft$299 /sqft≈$6,894 /mo all-in ↓

4398 PEZZULLO CIRCLE, THE VILLAGES, FL, 32163

Active6 days on marketListed Oct 6, 2026MLS #G5118687

Single Family ResidenceTHE VILLAGES

About this home

4398 PEZZULLO CIRCLE

EXCEPTIONAL LUXURY LIVING WITH BREATHTAKING WATER VIEW! Welcome to an extraordinary residence where sophisticated design, generous living spaces & a tranquil water view come together beautifully. Offering over 3,300 square feet of climate-controlled living space, this stunning 4 bedroom, 2-1/2 bath home is designed for both elegant entertaining & comfortable everyday living. With oversized rooms, 10-foot ceilings throughout, luxury vinyl flooring & an impressive collection of custom upgrades, this home is truly exceptional. From the moment you arrive, the curb appeal makes a statement with beautifully designed landscaping, stone paver driveway/walkway & a magnificent all-wood double front entry door. Inside, experience an expansive, interior featuring recessed lighting in every room, luxury vinyl flooring & generously proportioned rooms. The open-concept design creates an effortless flow between the great room, dining room, kitchen & outdoor living spaces. The spectacular great room is highlighted by 2 sets of expansive french doors that frame the beautiful water view and bring the outdoors in. The custom-built entertainment system in the great room will convey with the home, should the Buyer desire it. At the heart of the residence is a true chef’s kitchen, featuring an upgraded appliance package with gas range that includes an air-fryer function. The extended quartz waterfall island provides an impressive centerpiece for entertaining & casual dining, while gorgeous custom cabinetry & designer fixtures elevate the space. The kitchen also offers a convenient eat-in area and a walk-in pantry just steps away. The custom cabinetry & beautiful fixtures continue throughout the kitchen, laundry room & bathrooms, creating a cohesive & sophisticated aesthetic. The luxurious primary en-suite provides a private retreat, complete with a spacious walk-in closet featuring an extensive custom built-in organization system. The oversized primary bath offers two separate vanities & an impressive large walk-in shower, creating a true spa-like experience. Three spacious guest bedrooms provide excellent privacy, with each bedroom featuring a full closet. A beautifully appointed half bath is conveniently located near the front entry. For seamless indoor-outdoor living, the expansive French doors open to the oversized lanai, where you can relax & enjoy the peaceful water views. The lanai offers privacy on both sides & features beautifully painted flooring, creating an inviting extension of the home’s living space. The laundry room is exceptionally functional, featuring oversized LG washer & gas dryer, abundant custom cabinetry, soft-close doors & convenient pull-out shelving. The extensive list of additional upgrades includes an alarm system, Ring doorbell, designer roman window treatments, plantation shutters, whole-house water filtration system, tankless gas water heater with recirculating pump, recessed lighting throughout, Ecobee Wi-Fi thermostat, Wi-Fi-enabled garage door opener, additional electrical outlets on the lanai & USB connections at electrical outlets in the primary bedroom & kitchen island. Every detail has been thoughtfully considered in this remarkable home, from the custom finishes and oversized rooms to the spectacular water view and exceptional indoor-outdoor living spaces. Beautifully appointed, impeccably upgraded, and designed for luxury living—this is a home that truly must be experienced in person.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,325

Sqft

0.18 ac

Lot size

3

Garage

2022

Year built

One

Levels

$299

Per sqft

Water viewNegotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingGarage Door Opener · Golf Cart Garage
ExteriorFrench Doors · Irrigation System

Community & fees

Taxes (2025)$11,908/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,894 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$992
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,894/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$992
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $995K
$911KedgeAI estimate $1,054,016 · range $949K–$1.2M$1.2M

vs edgeAI estimate

−5.6%

$/sqft vs THE VILLAGES

$299 vs $249

Days on market

6 vs 45 typical

Where $299/sqft sits among the 209 homes for sale in THE VILLAGES

63
73
35 · this home
15
8
15
$196–231$231–266$266–301$301–336$336–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 52 min
Universal Orlando≈ 54 min
Walt Disney World≈ 62 min
Orlando Int’l Airport (MCO)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

100 of 209

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $995,000 · 6 days on market since
2022Built · THE VILLAGES

Reality check

What actually sold near 4398 PEZZULLO CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

981 IRON OAK WAYSold · Dec ’25

$1,250,000

981 IRON OAK WAY · same community

4 bd · 3 ba · 3,812 sqft · $328/sqft · 8 DOM

728 DOWDING WAYSold · Dec ’25

$850,000

728 DOWDING WAY · same community

3 bd · 2 ba · 2,443 sqft · $348/sqft · 4 DOM

1903 IBARRA PLACESold · Dec ’25

$495,000

1903 IBARRA PLACE · same community

3 bd · 2 ba · 2,310 sqft · $214/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4398 PEZZULLO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4398 PEZZULLO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4398 PEZZULLO CIRCLE FAQs

What would the monthly payment be for 4398 PEZZULLO CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,894/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4398 PEZZULLO CIRCLE?+

The most recent tax bill on record (2025) was $11,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4398 PEZZULLO CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $995,000, this home is listed about 149% above the The Villages median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4398 PEZZULLO CIRCLE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$995,000 runs 118% above the THE VILLAGES 32163 median — but at 3,325 sqft it's also nearly twice the size of the typical The Villages listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a The Villages market that averages 45 — if it fits, move quickly.

Listing courtesy of RE/MAX PREMIER REALTY · Tammy Freilich. MLS #G5118687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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