182 AMBERWOOD WAY, UMATILLA, FL, 32784
Active9 days on marketListed Oct 7, 2026MLS #G5118759
About this home
182 AMBERWOOD WAY
Wow, Five Bedrooms for Under $370k! Look no further, you’ve found a gem in Lake County, Florida! Built in 2025, this almost-new five-bedroom, three-full-bath home offers modern finishes, spacious living and an incredible price of $369,900. Located in Magnolia Pointe in charming Umatilla, this move-in-ready home lets you skip the construction wait and start enjoying your new space! Step inside to a light, bright and open floor plan that connects the main living areas, creating a welcoming space for everyday living and entertaining. Tile flooring throughout the first floor adds style and easy maintenance. A spacious bedroom and full bathroom downstairs provide flexibility for guests, extended family or a home office. The sellers have added a vinyl backyard fence and select light fixtures, and all appliances stay, including the washer and dryer! Enjoy a spacious fenced backyard with room for outdoor entertaining, gardening and play. The patio and designated gazebo area provide inviting spaces to relax and enjoy Florida living. Discover the charm of Umatilla, where a quaint small-town atmosphere meets lakes, natural beauty and outdoor adventure. Nearby Ocala National Forest and Alexander Springs offer opportunities for swimming, hiking, paddling and picnicking. A short drive brings you to Eustis’s waterfront and downtown shops, Tavares’s lakeside parks and seaplane attractions, and historic downtown Mount Dora’s boutiques, restaurants and popular festivals. Access to Central Florida’s highway network connects you to downtown Orlando and the greater Orlando area, Orlando International and Orlando Sanford International airports, plus Port Canaveral’s cruise terminals and Atlantic Coast beaches for weekend getaways. Magnolia Pointe offers a community swimming pool, sports field, playground and dog park, with shopping and dining nearby. If you’ve been searching for an almost-new home with five bedrooms, three full bathrooms and a spacious fenced yard at an affordable price, put 182 Amberwood Way on your must-see list. Schedule your private tour today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,457
Sqft
0.1 ac
Lot size
2025
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Umatilla actives
$149 vs $219
Days on market
9 vs 76 typical
Where $149/sqft sits among the 75 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
33 of 75
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 182 AMBERWOOD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$357,990
211 AMBERWOOD WAY · same community
5 bd · 3 ba · 2,447 sqft · $146/sqft · 21 DOM
Sold · May ’26$315,000
13519 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $162/sqft · 23 DOM
Sold · Dec ’25$360,000
3122 SE 42ND TERRACE · same community
4 bd · 3 ba · 3,000 sqft · $120/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 182 AMBERWOOD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 182 AMBERWOOD WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
182 AMBERWOOD WAY FAQs
What would the monthly payment be for 182 AMBERWOOD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,631/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 182 AMBERWOOD WAY?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 182 AMBERWOOD WAY?+
The most recent tax bill on record (2025) was $1,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 182 AMBERWOOD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $365,000, this home is listed about 5% above the Umatilla median of $347,450. The market section on this page shows how the area is trending.
Which schools are assigned to 182 AMBERWOOD WAY?+
Umatilla Elementary School (elementary), Umatilla High School (high), Umatilla Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Nancy McCloskey. MLS #G5118759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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