2607 N SENECA POINT, CRYSTAL RIVER, FL, 34429
Active329 days on marketListed Sep 9, 2025MLS #GC533738
About this home
2607 N SENECA POINT
Build your dream home on this Crystal River waterfront property! This lot boasts a dock post of 100 feet of canal frontage on a deep water canal, with close proximity to Crystal River, the Salt River, and the Gulf of America. Water, electric, and sewer are already hooked up, and Impact Fees are already paid. The City of Crystal River offers shops, dining, seasonal festivals and more. Be a part of the community that is well known for manatees and a true Florida feeling. Live out your waterfront dreams with ample opportunities to fish, kayak, boat, and more!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,555 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,555/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 240% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2607 N SENECA POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$709,000
2571 N SENECA POINT · same community
3 bd · 3 ba · 1,554 sqft · $456/sqft · 86 DOM
Sold · Jul ’26$325,000
12108 W GULF BREEZE COURT
2 bd · 1.5 ba · 1,272 sqft · $256/sqft · 126 DOM
Sold · May ’26$349,900
11691 W SUNNYBROOK COURT
2 bd · 2 ba · 1,430 sqft · $245/sqft · 261 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2607 N SENECA POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2607 N SENECA POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2607 N SENECA POINT FAQs
What would the monthly payment be for 2607 N SENECA POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,555/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2607 N SENECA POINT?+
The most recent tax bill on record (2024) was $5,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $849,000, this home is listed about 170% above the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2607 N SENECA POINT?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 240% above the CRYSTAL RIVER 34429 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
329 days on market against a Crystal River median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,000, now $849,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RIDE HOME REALTY, LLC · Laura Lytle. MLS #GC533738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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