516 NE 4TH STREET, GAINESVILLE, FL, 32601
Active281 days on marketListed Oct 31, 2025MLS #GC534805
About this home
516 NE 4TH STREET
Welcome to the lovely Duckpond neighborhood! Just steps from the Thomas Center gardens and events. Enter this stately historic home-- built in 1913 --through a huge foyer featuring a standout architectural staircase, seating area and coat closet. This well-maintained beauty has an abundance of original features such as heart pine floors throughout, nearly 10 foot ceilings, stylish solid wood wainscoting , useful built-ins, and 5 functional fireplaces, two with gas inserts and three wood burning. Several gorgeous stained glass windows accent the home. Bright modern kitchen with a fantastic coffered ceiling to complement spectacular quartz counters and abundant cherry cabinets and walk-in pantry. Crown molding and 12 inch baseboards support a visual cohesiveness throughout. Four bedrooms, each with multiple large windows that let in plenty of light, two and a half updated bathrooms, an on demand water heater, two HVAC systems, two refrigerators, washer/dryer, a fabulous private sleeping porch, and detached garage. Full attic on 3rd floor that has new insulation and AUTOMATIC attic stairs. Spend time on the substantial open front porch or opt for more privacy out back on the 27 foot screened lanai with plenty of dining space and a heated dipping pool/spa. Artistic wrought iron fencing and large established flowering trees and bushes with sitting areas welcome you home on this quiet street just blocks from downtown and UF.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,404
Sqft
0.2 ac
Lot size
1
Garage
1913
Year built
Two
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,819 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,819/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.1%
$/sqft vs Gainesville actives
$302 vs $201
Days on market
281 vs 45 typical
Where $302/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Duckpond
Get to know Gainesville. See the full Gainesville guide →
Duckpond — neighborhood snapshot
Population
2,453
Median age
41
Median income
$99,525
Median home value
$300,470
Avg household
2
Households w/ children
430
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 516 NE 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$370,000
537 NE 7TH AVENUE · same community
2 bd · 2 ba · 1,706 sqft · $217/sqft · 35 DOM
Sold · Dec ’25$460,000
1067 SW 11TH TERRACE
4 bd · 2.5 ba · 2,315 sqft · $199/sqft · 27 DOM
Sold · Jul ’26$550,000
132 NE 4TH STREET
3 bd · 2.5 ba · 2,167 sqft · $254/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 516 NE 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 516 NE 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
516 NE 4TH STREET FAQs
What would the monthly payment be for 516 NE 4TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 516 NE 4TH STREET?+
The most recent tax bill on record (2024) was $5,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $725,000, this home is listed about 144% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 516 NE 4TH STREET?+
W. A. Metcalfe Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 191% above the GAINESVILLE 32601 median — but at 2,404 sqft it's also 66% larger than the typical Gainesville listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
281 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $832,000, now $725,000 — a $107K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GOLDEN RULE REAL ESTATE AND PROPERTY MANAGEMENT · Sandy Malone. MLS #GC534805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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