5528 SW 4TH PLACE UNIT 5528, GAINESVILLE, FL, 32607
Active165 days on marketListed Feb 26, 2026MLS #GC537958
About this home
5528 SW 4TH PLACE UNIT 5528
Welcome to this inviting three bedroom, two bath, two-story end unit in Cypress Point. Enjoy the convenience of your own washer and dryer, new kitchen and appliances and a spacious layout, and comfortable living areas perfect for relaxing or entertaining. Located just minutes from The Oaks Mall with quick access to Archer Road, making shopping, dining, and commuting easy. A perfect blend of comfort and location! Cypress Point provides a pool, tennis court.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,290
Sqft
0.03 ac
Lot size
1985
Year built
Two
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,402 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Gainesville actives
$120 vs $200
Days on market
165 vs 44 typical
Where $120/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,600/mo median
Live Gainesville rental listing data — this home’s rate depends on size, condition and furnishing.
The Dr. Phillips short-term market
▼ Softening55%
Occupancy
▼ 27% yr/yr
$153
Avg nightly rate
▲ 20% yr/yr
$24K/yr
Revenue per listing
$88
RevPAR
54 days
Booking lead time
4.4 nights
Avg stay
3
Typical min nights
150
Active rentals
▼ 26% supply
Seasonality — monthly occupancy
Peaks at 66% in Feb · bottoms at 43% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Dr. Phillips — the projection above is specific to this home’s size.
Where it sits
Inside Cypress Point
Cypress Point is a short-term-rental community. See the full guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5528 SW 4TH PLACE UNIT 5528
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$100,000
315 SW 54TH DRIVE · same community
3 bd · 2 ba · 1,290 sqft · $78/sqft · 100 DOM
Sold · Apr ’26$153,000
319 SW 54TH DRIVE UNIT 319 · same community
3 bd · 2 ba · 1,290 sqft · $119/sqft · 171 DOM
Sold · May ’26$155,000
315 SW 54TH DRIVE · same community
3 bd · 2 ba · 1,290 sqft · $120/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5528 SW 4TH PLACE UNIT 5528 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5528 SW 4TH PLACE UNIT 5528 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5528 SW 4TH PLACE UNIT 5528 FAQs
What would the monthly payment be for 5528 SW 4TH PLACE UNIT 5528?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5528 SW 4TH PLACE UNIT 5528?+
The most recent tax bill on record (2024) was $3,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5528 SW 4TH PLACE UNIT 5528 be rented short-term?+
Yes — this home sits inside Cypress Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5528 SW 4TH PLACE UNIT 5528?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $155,000, this home is listed about 48% below the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5528 SW 4TH PLACE UNIT 5528?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the GAINESVILLE 32607 market on paper
$155,000 is 14% below the GAINESVILLE 32607 median of $179,900, and at $120/sqft it sits under the Gainesville average of $209.
02Zoned for nightly rentals
Cypress Point is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
165 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Luke Brantley. MLS #GC537958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 5528 SW 4TH PLACE UNIT 5528 but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jillian to ping you on any price or status change →