433 SW 129TH TERRACE, NEWBERRY, FL, 32669
Active14 days on marketListed Sep 28, 2026MLS #GC543836
About this home
433 SW 129TH TERRACE
Experience elegant living in this spacious two-story home in the Town of Tioga, featuring quality finishes and beautiful views of the Esplanade. Inside, wood floors flow through the main living areas, while the bedrooms offer soft carpeting. Extensive crown molding, custom woodwork, and a dramatic two-way fireplace add warmth and sophistication. French glass doors open to a bright sunroom, and the luxurious dining room provides an impressive setting for entertaining. The huge kitchen is designed for both everyday living and special occasions, with custom cabinetry, granite countertops, stainless steel appliances, and a large walk-in pantry. The expansive primary suite includes separate double walk-in closets and a spa-inspired bath with a frameless shower enclosure, dual-mounted showerheads, and a jetted tub. Outside, a paver patio offers the perfect place to relax and enjoy the picturesque surroundings.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,726
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Newberry actives
$1 vs $207
Days on market
14 vs 76 typical
Where $1/sqft sits among the 143 Newberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tioga
Get to know Newberry. See the full Newberry guide →
Tioga — neighborhood snapshot
Population
1,552
Median age
44
Median income
$102,747
Median home value
$383,700
Avg household
2
Households w/ children
166
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Newberry market
$343K → $335K
Newberry median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
64 of 143
Newberry actives have cut their price
Median sold price, Newberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEWBERRY 32669 median. See the full Newberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 SW 129TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$685,000
12912 SW 3RD PLACE · same community
4 bd · 3 ba · 2,634 sqft · $260/sqft · 4 DOM
Sold · Mar ’26$540,000
12830 SW 3RD PLACE · same community
3 bd · 2 ba · 2,027 sqft · $266/sqft · 143 DOM
Sold · Dec ’25$882,500
371 SW 129TH TERRACE · same community
3 bd · 2.5 ba · 3,907 sqft · $226/sqft · 298 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 433 SW 129TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 SW 129TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
433 SW 129TH TERRACE FAQs
What would the monthly payment be for 433 SW 129TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 433 SW 129TH TERRACE?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Newberry?+
At $3,150, this home is listed about 99% below the Newberry median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 433 SW 129TH TERRACE?+
Meadowbrook Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEWBERRY 32669 market on paper
$3,150 is 99% below the NEWBERRY 32669 median of $348,495, and at $1/sqft it sits under the Newberry average of $240.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Meadowbrook Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Meadowbrook Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPLETE HOME REAL ESTATE · Trina Christensen. MLS #GC543836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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