20875 NW 207TH TERRACE, HIGH SPRINGS, FL, 32643
Active2 days on marketListed Oct 8, 2026MLS #GC543932
About this home
20875 NW 207TH TERRACE
Welcome to Crockett Springs, where luxury, acreage, and the best of North Florida living come together. Built in 2025 and situated on 4.72 picturesque acres, this exceptional 3-bedroom, 2.5-bath home with a versatile flex/bonus room offers 2,337 heated and cooled square feet (3,347 total square feet) of thoughtfully designed living space. High ceilings, luxury vinyl plank flooring, custom cabinetry, energy-efficient windows, and quality finishes throughout create a modern yet inviting atmosphere. The spacious living room is anchored by a stunning fireplace, while the chef-inspired kitchen features quartz countertops, an oversized island, and a walk-in pantry designed for both everyday living and entertaining. Enjoy outdoor living year-round from the covered back porch overlooking your private acreage. A detached metal building with two garage doors provides endless possibilities for vehicles, boats, RVs, equipment, storage, hobbies, or a workshop. Located just minutes from historic downtown High Springs, known as the "Gateway to the Springs," you'll enjoy convenient access to world-famous freshwater springs, the Santa Fe River, antique and boutique shopping, local restaurants, breweries, and charming small-town culture. This rare offering combines nearly new construction, premium upgrades, acreage, and an unbeatable location in one remarkable property.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,337
Sqft
4.72 ac
Lot size
2
Garage
2025
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,232 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,232/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.9%
$/sqft vs High Springs actives
$357 vs $213
Days on market
2 vs 69 typical
Where $357/sqft sits among the 64 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $295K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
37 of 64
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 20875 NW 207TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$635,000
21125 NW COUNTY ROAD 236
3 bd · 3 ba · 2,450 sqft · $259/sqft · 3 DOM
Sold · Dec ’25$745,500
22428 NW 188TH STREET
4 bd · 2 ba · 2,487 sqft · $300/sqft · 271 DOM
Sold · May ’26$589,000
21840 NW 218TH TERRACE
3 bd · 2 ba · 2,847 sqft · $207/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20875 NW 207TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20875 NW 207TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20875 NW 207TH TERRACE FAQs
What would the monthly payment be for 20875 NW 207TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,232/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20875 NW 207TH TERRACE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20875 NW 207TH TERRACE?+
The most recent tax bill on record (2025) was $2,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20875 NW 207TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in High Springs?+
At $835,000, this home is listed about 133% above the High Springs median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20875 NW 207TH TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$835,000 runs 165% above the HIGH SPRINGS 32643 median — but at 2,337 sqft it's also 33% larger than the typical High Springs listing.
02Fresh on the market
Only 2 days on market in a High Springs market that averages 69 — if it fits, move quickly.
03Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Sherman Bryan, Jr.. MLS #GC543932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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