CENTURY 21 Edge
$1,400,000$1,499,0004 bd2.5 ba6,192 sqft$226 /sqft≈$9,291 /mo all-in ↓

200 WINDY POINT ROAD, LAKE PLACID, FL, 33852

Active136 days on marketListed Jun 1, 2026MLS #J1001443

✦ Reduced $99KWaterfrontPrivate poolFully furnishedSingle Family ResidenceN/A

About this home

200 WINDY POINT ROAD

PRICE IMPROVEMENT - NOW $1,400,000! Welcome to Windy Point Estate, a rare lakefront legacy property privately positioned at road's end on 3.58 acres with approximately 522 feet of direct shoreline on Lake Istokpoga, Florida's 5th-largest lake and a premier bass fishing destination. This expansive 6,192 SF custom pool home offers 5 bedrooms, 5.5 baths, fully permitted upgrades, soaring ceilings, formal living/dining areas, breathtaking sunrise views, and exceptional indoor/outdoor entertaining. The game room features a full bar, pool table, poker table, blackjack, air hockey, shuffleboard, arcade games and baby grand piano. Additional features include fireplaces, private pond, mature grounds, dock, boathouse, boatlift, solar panels and 2018 roof. See the attachment for recent upgrades. Currently used as a second home and operating as a proven short-term rental, this turnkey estate offers flexibility as a private retreat or income-producing property. Fully furnished - everything included. Two additional wood-frame utility buildings offer approximately 1,100+ SF and 500+ SF, providing excellent covered storage for boats, watercraft and equipment. A subdividable lot offers additional potential, subject to applicable approvals/restrictions. Sebring Regional Airport is approximately 20 miles away. SHOWINGS: Qualified buyers only; accompanied by buyer's or seller's agent. No unaccompanied access. Proof of funds required prior to viewing. Sellers prefer Title Alliance Professionals of Florida as escrow/closing agent

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

6,192

Sqft

3.58 ac

Lot size

1

Garage

1963

Year built

Two

Levels

$226

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Solar Hot Water · Solar Hot Water Owned · Washer · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Sauna · Split Bedroom · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBrick · Vinyl Siding
FoundationOther
ViewPool · Trees/Woods · Water
FacesEast
ParkingCircular Driveway · Covered · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Private Yard · Sauna · Sliding Doors

Community & fees

Taxes (2025)$12,620/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,291 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$1,052
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$9,291/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$1,052
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$226 vs $264

Days on market

136 vs 67 typical

Where $226/sqft sits among the 244 homes for sale in N/A

119 · this home
71
20
9
5
20
$131–259$259–387$387–515$515–644$644–772$772+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer — 9.3 months of inventoryBuyer’s market

$315K → $440K

Lake Placid median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

128 of 244

N/A have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 401% above the Lake Placid median. See the full Lake Placid market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,400,000 ▼ $99K
Jun 1, 2026Listed at $1,499,000 · 136 days on market since
1963Built · N/A

Reality check

What actually sold near 200 WINDY POINT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2055 E C 462Sold · Dec ’25

$1,250,000

2055 E C 462 · same community

3 bd · 3.5 ba · 6,234 sqft · $201/sqft · 45 DOM

5303 NW 73RD TERRACESold · Dec ’25

$3,721,000

5303 NW 73RD TERRACE · same community

5 bd · 5.5 ba · 6,930 sqft · $537/sqft · 0 DOM

23245 CROOM ROADSold · Dec ’25

$1,080,000

23245 CROOM ROAD · same community

4 bd · 4 ba · 3,836 sqft · $282/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 WINDY POINT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 WINDY POINT ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

200 WINDY POINT ROAD FAQs

What would the monthly payment be for 200 WINDY POINT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 200 WINDY POINT ROAD?+

The most recent tax bill on record (2025) was $12,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 WINDY POINT ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Placid?+

At $1,400,000, this home is listed about 401% above the Lake Placid median of $279,450. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$1,400,000 runs 401% above the Lake Placid median — but at 6,192 sqft it's also nearly 4 times the size of the typical Lake Placid listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

136 days on market against a Lake Placid median of 67 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,499,000, now $1,400,000 — a $99K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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