1030 CROSS ROADS DRIVE, POLK CITY, FL, 33868
Active9 days on marketListed Oct 1, 2026MLS #L4962325
About this home
1030 CROSS ROADS DRIVE
Welcome to Florida luxury living at 1030 Crossroads Dr, located in the highly sought after MT Olive Shores North, a premier 55+ gated RV community in Polk City FL. This beautifully maintained 1 bedroom, 1 bath home offers 1056 sq. Ft. Of comfortable living space on an impressive 8999 sq. Ft. Lot. The open floor plan creates a bright, inviting atmosphere, complemented by plantation shutters throughout and a charming covered front porch. For RV enthusiasts, the property features a 15’ x 55’ RV carport with full hookups, providing convenient and protected parking. Step into the spacious 16’ x 24’ private breezeway, the perfect spot for relaxing, entertaining, or enjoying morning coffee or evening gatherings. Dual ceiling fans provide added comfort, and with no homes permitted to be built behind the property, you’ll enjoy added privacy and a peaceful setting. The Casita offers versatile additional space and storage, ideal for housing bikes and a golf cart, creating a craft room, or setting up a private workspace. Residents of MT Olive Shores North enjoy an exceptional selection of amenities, including two clubhouses, two swimming pools, fitness centers, pickleball courts, and a full calendar of daily activities, all within a welcoming gated 55+ community. Come experience the relaxed Florida lifestyle and exceptional amenities that make Mt Olive Shores North such a special place to call home.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,056
Sqft
0.21 ac
Lot size
2015
Year built
One
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
$/sqft vs Polk City actives
$449 vs $262
Days on market
9 vs 107 typical
Where $449/sqft sits among the 95 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 95
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 867% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1030 CROSS ROADS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$199,900
9031 SAMARITAN AVENUE
2 bd · 2 ba · 1,056 sqft · $189/sqft · 12 DOM
Sold · May ’26$210,000
5419 GOLDEN GATE BOULEVARD
2 bd · 2 ba · 1,056 sqft · $199/sqft · 2 DOM
Sold · Sep ’26$275,000
376 TRAVELERS DRIVE
1 bd · 1 ba · 1,062 sqft · $259/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1030 CROSS ROADS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1030 CROSS ROADS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1030 CROSS ROADS DRIVE FAQs
What would the monthly payment be for 1030 CROSS ROADS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,634/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1030 CROSS ROADS DRIVE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1030 CROSS ROADS DRIVE?+
The most recent tax bill on record (2025) was $3,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1030 CROSS ROADS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $473,750, this home is listed about 21% above the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1030 CROSS ROADS DRIVE?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Douglass Dillard. MLS #L4962325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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