
520 HOMECOMING WAY, POLK CITY, FL, 33868
Active2 days on marketListed Oct 16, 2026MLS #L4965307
About this home
520 HOMECOMING WAY
Florida living meets luxury RV lifestyle at 520 Homecoming Way! Offering 2,844 sq. ft. of beautifully custom designed living space, 3 bedrooms, 2 bathrooms, a 367 sq. ft. upstairs bonus room, this exceptional home was designed for those who appreciate space, comfort, storage, and effortless entertaining. Step inside to an expansive great room, dining area, and light-filled Florida room that create an inviting flow for gatherings large or small. At the heart of the home is an impressive gourmet kitchen featuring granite countertops, an incredible 17-foot bar, gas range and oven, soft-close cabinetry, under-cabinet lighting, and a 6.5-foot center island with an additional sink and under-counter beverage refrigerator. A spacious walk-in butler's pantry provides exceptional storage and doubles as a concrete safe room. The spacious primary suite offers, a designer walk-in closet with custom storage, and an oversized shower complete with a built-in bench and dual shower heads. The guest suite features an adjoining full bath, walk-in closet, and charming bay window with built-in seating and storage. A third bedroom provides flexibility as a den or home office, while the separate multipurpose room is ready for hobbies, crafts, a game room, lounge, or additional guest space. And the storage here is exceptional. Upstairs, you'll find an additional 367 sq. ft. bonus room plus access to a large walk-in attic finished with flooring and lighting. An interior separate workroom provides even more functional space. Outside is where this property truly stands apart. The impressive 52' x 18' RV port offers full hookups, water connections on both sides, and sun screens, with room to accommodate an RV up to 45 feet. The fenced backyard and patio provide additional outdoor living space. Best of all, RV ownership is not required, giving you the flexibility to enjoy the additional covered space whether you own a motorcoach or not. Thoughtful upgrades add even more peace of mind, including a brand-new 3-zone TRANE HVAC system installed March 2026, whole-house automatic-start 20kW generator, 250-gallon underground propane tank, gas on-demand water heater, water softener, irrigation well- saving you monthly costs to keep your yard looking it's best, and energy-efficient features throughout. Located in an active, gated RV community conveniently positioned between Tampa and Orlando, residents enjoy two clubhouses with pools, fitness facilities, a movie theater, library, craft room, dog park, boat ramp, resident pontoon boat, underground utilities, golf-cart-friendly streets, and an active calendar of social activities. This isn't simply a home with RV parking. It's a thoughtfully designed Florida lifestyle property offering luxury, flexibility, incredible storage, and amenities rarely found all in one place. Schedule your private showing and experience 520 Homecoming Way for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,844
Sqft
0.22 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,705 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,705/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs Polk City actives
$241 vs $276
Days on market
2 vs 91 typical
Where $241/sqft sits among the 99 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 99
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1298% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 HOMECOMING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
8723 HINSDALE HEIGHTS DRIVE
4 bd · 2.5 ba · 2,669 sqft · $141/sqft · 89 DOM
Sold · Sep ’26$290,000
5274 ISLAND VIEW CIRCLE N
3 bd · 2.5 ba · 2,400 sqft · $121/sqft · 77 DOM
Sold · Mar ’26$325,000
8662 RINDGE ROAD
3 bd · 2 ba · 2,144 sqft · $152/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 520 HOMECOMING WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 HOMECOMING WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 HOMECOMING WAY FAQs
What would the monthly payment be for 520 HOMECOMING WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,705/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 520 HOMECOMING WAY?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 520 HOMECOMING WAY?+
The most recent tax bill on record (2025) was $5,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 HOMECOMING WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $685,000, this home is listed about 72% above the Polk City median of $397,500. The market section on this page shows how the area is trending.
Which schools are assigned to 520 HOMECOMING WAY?+
Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Lindsey Thibodeau. MLS #L4965307.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Polk City homes, in your inbox
Like 520 HOMECOMING WAY but not quite? A daily digest of every new listing in Polk City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →


