37237 NICOLE AVENUE, ZEPHYRHILLS, FL, 33541
Active33 days on marketListed Jul 9, 2026MLS #L4963416
About this home
37237 NICOLE AVENUE
No HOA! Situated on a spacious near half acre fenced lot, this 4-bedroom, 3-bathroom home offers approximately 1,960 square feet of thoughtfully designed living space with a versatile split-bedroom floor plan and a very affordable transferable monthly payments for the Solar Panels! At the heart of the home, the open living room and kitchen create an inviting space that's perfect for everyday living and entertaining. Whether you're hosting holiday gatherings, game nights, or weekend cookouts, the layout comfortably accommodates family and friends while keeping everyone connected. The split floor plan provides added privacy and flexibility ideal for working from home, accommodating guests or multi-generational living, or creating a dedicated office space. Step outside to enjoy your own backyard retreat. The oversized fenced yard offers plenty of room for pets, play, gardening, and entertaining, while the large deck is perfect for grilling, relaxing around a fire pit, or unwinding in a hammock between the palm trees. Mature tropical landscaping, including banana and palm trees, adds to the peaceful outdoor setting. Additional highlights include a 2022 roof, new solar panels installed in 2026, well water with a recently installed filtration system. If you're leaning towards minimum costs and energy independence, this is the way! Nestled in a quiet neighborhood while still being just minutes from shopping, dining, schools, medical facilities, and major roadways, this home offers the perfect blend of space, comfort, and convenience. Come experience everything this property has to offer and imagine yourself calling it home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,960
Sqft
0.39 ac
Lot size
1978
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.2%
$/sqft vs Zephyrhills actives
$199 vs $171
Days on market
33 vs 49 typical
Where $199/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort King Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Fort King Acres — neighborhood snapshot
Population
541
Median age
60
Median income
$56,292
Median home value
$119,800
Avg household
2
Households w/ children
37%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
193 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37237 NICOLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$300,000
7008 FORT KING ROAD · same community
3 bd · 2 ba · 1,960 sqft · $153/sqft · 3 DOM
Sold · Apr ’26$415,000
37213 PRICE DRIVE · same community
3 bd · 2 ba · 1,936 sqft · $214/sqft · 6 DOM
Sold · Aug ’25$329,000
7323 ANDRE DRIVE · same community
3 bd · 2 ba · 1,893 sqft · $174/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 37237 NICOLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37237 NICOLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37237 NICOLE AVENUE FAQs
What would the monthly payment be for 37237 NICOLE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 37237 NICOLE AVENUE?+
The most recent tax bill on record (2025) was $4,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $389,900, this home is listed about 22% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37237 NICOLE AVENUE?+
Zephyrhills High School (high), West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Daniel Campbell. MLS #L4963416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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