339 CRUISERS DRIVE, POLK CITY, FL, 33868
Active5 days on marketListed Oct 6, 2026MLS #L4965607
About this home
339 CRUISERS DRIVE
Enjoy the Florida RV lifestyle in the highly sought-after 55+ RV community of Mt. Olive Shores North! This beautifully maintained property features an impressive 96-foot paver pad, providing plenty of space for your motorcoach and making it an ideal winter retreat or year-round Florida home base. Beautiful irrigated landscaping surrounds the property and creates an inviting setting around the oversized approximately 18' x 18' patio—perfect for outdoor dining, entertaining friends, or simply relaxing and enjoying the Florida sunshine. A standout feature is the custom-built, hurricane-rated 12' x 12' shed with 8-foot walls and thoughtful upgrades throughout. Features include high-mounted interior and exterior electrical outlets, under-eave electrical service for holiday lights and decorations, and two oversized custom Low-E awning windows designed to allow ventilation even during the rain. A convenient ramp also allows the shed to accommodate a golf cart, providing excellent additional storage and functionality. The property includes its own well for landscape irrigation, along with a newer Hunter irrigation controller and filter—an added benefit for maintaining the attractive landscaping. Location is another highlight! You'll be within easy walking distance of the clubhouse, where you can take advantage of the community's amenities, activities, and social events. Mt. Olive Shores North was designed with the RV lifestyle in mind, offering an impressive collection of amenities and plenty of opportunities to relax, stay active, and enjoy time with neighbors. Convenient access to I-4 puts both the Tampa and Orlando areas within easy reach while allowing you to come home to the relaxed atmosphere of Polk City. Bring your motorcoach, settle in, and start enjoying the Florida RV lifestyle! Schedule your private showing today.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,251 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 339 CRUISERS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
335 TRAVELERS DRIVE · same community
1 bd · 1 ba · 676 sqft · $518/sqft · 107 DOM
Sold · Dec ’25$299,000
333 MOTORCOACH DRIVE S · same community
2 bd · 2 ba · 1,293 sqft · $231/sqft · 5 DOM
Sold · May ’26$532,000
322 TRAVELERS DRIVE · same community
2 bd · 2 ba · 1,401 sqft · $380/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 339 CRUISERS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 339 CRUISERS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
339 CRUISERS DRIVE FAQs
What would the monthly payment be for 339 CRUISERS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,251/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 339 CRUISERS DRIVE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 339 CRUISERS DRIVE?+
The most recent tax bill on record (2025) was $1,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 339 CRUISERS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $134,900, this home is listed about 65% below the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 339 CRUISERS DRIVE?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4965607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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