411 S Pine STREET, NEW SMYRNA BEACH, FL, 32169
Active2430 days on marketMLS #NS1051385
About this home
411 S Pine STREET
Seas the Moment and Enjoy this wonderful 2 bedroom 1.5 bath Pool Home, one block from restaurants and shops on Flagler Avenue and 2 blocks (900 steps) to the Beach! Enjoy both our beautiful sunrises on the beach and beautiful sunsets over the River. Also close to a park with playground equipment, basketball court, and lighted tennis courts. Our home comes complete with a heated pool for relaxing, fully appointed and newly remodeled kitchen, updated bathroom and newly added powder room, master bedroom with super comfy queen size bed, and a guest room that has a full-size bed with a twin trundle underneath. There is a roll away bed in the closet. Linens, towels, beach towels, beach gear, bikes, and pool floats are ready and waiting for you. Washer and dryer in the garage. We are dog lovers and understand the joy of traveling with them so as not to worry about them when you’re on vacation. We welcome a small, crate trained dog in our home (sorry, no cats – allergic.) Our yard is not fenced so we walk our dog to do his business. There are lots of dogs being walked in the morning and evenings and visits to the park up the street. Our home is beautifully landscaped which provides a lovely patio on which to enjoy morning coffee or an evening beverage. We have snowbirds that have rented from us for years, some of whom have made NSB their home and are now our neighbors. It is truly a wonderful place to enjoy your time in NSB, SEAS the Moment! The monthly rate is $3800 for Jan - Aug and Oct. All other months are $3500. The pet fee is $200. Cleaning fee is $120. Appropriate taxes are collected. There is a $500 refundable security deposit as well.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,100
Sqft
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$3 vs $373
Days on market
2430 vs 70 typical
Where $3/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Reality check
What actually sold near 411 S Pine STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$642,000
415 JESSAMINE AVENUE · same community
2 bd · 2 ba · 1,236 sqft · $519/sqft · 13 DOM
Sold · Mar ’26$643,000
303 S PINE STREET · same community
2 bd · 2 ba · 950 sqft · $677/sqft · 79 DOM
Sold · Jan ’26$465,000
401 S COOPER STREET · same community
2 bd · 2 ba · 871 sqft · $534/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 411 S Pine STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 411 S Pine STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
411 S Pine STREET FAQs
What would the monthly payment be for 411 S Pine STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in New Smyrna Beach?+
At $3,800, this home is listed about 99% below the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 411 S Pine STREET?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$3,800 is 99% below the NEW SMYRNA BEACH 32169 median of $517,350, and at $3/sqft it sits under the New Smyrna Beach average of $422.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
2430 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NSB HOMES LLC · Christina Treder. MLS #NS1051385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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