CENTURY 21 Edge

0 State Rd 44, NEW SMYRNA BEACH, FL, 32168

Active895 days on marketMLS #NS1076979

Hammock Gardens In Napier & Hull Grant Unrec

About this home

0 State Rd 44

CORNER LOT APPROXIMATELY 200 FEET OF STATE RD. 44 FRONTAGE. These parcels in the heart of New Smyrna Beach's prime commercial development district. Parcel numbers include 734307020050,734307020040 and total 1.20 acres. 3 ADDITIONAL PARCELS CAN BE ADDED TO THE EAST FOR A TOTAL OF 2.23 ACRES. This highly desirable area of development in New Smyrna Beach offers some of the highest traffic counts in the city. Turn lanes and deceleration lanes are already in place. The sewer line has been installed adding to the value of this property. Located very close to I95 but further east and closer to town adding to the desirability. One of very few developments sites available.

Facts & features

The home at a glance

1.2 ac

Lot size

Inside

Outside & construction

Community & fees

Utilities & systems

WaterSee Remarks

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$6,346 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Est. property taxes (1.1%/yr)$848
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$6,346/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Est. property taxes$848
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Smyrna Beach

Map of 0 State Rd 44

Drive times from this address

Downtown Orlando59 min
Universal Orlando71 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Reality check

What actually sold near 0 State Rd 44

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

283 NEWCOMB STREETSold · Mar ’26

$125,000

283 NEWCOMB STREET

2 bd · 1 ba · 840 sqft · $149/sqft · 6 DOM

1926 PIONEER TRAILSold · Oct ’25

$355,000

1926 PIONEER TRAIL

2 bd · 1.5 ba · 923 sqft · $385/sqft · 57 DOM

1879 PIONEER TRAILSold · Feb ’26

$150,000

1879 PIONEER TRAIL

2 bd · 1 ba · 976 sqft · $154/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 State Rd 44 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 State Rd 44 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 State Rd 44 FAQs

What would the monthly payment be for 0 State Rd 44?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,346/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in New Smyrna Beach?+

At $925,000, this home is listed about 80% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 0 State Rd 44?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$925,000 runs 149% above the NEW SMYRNA BEACH 32168 median.

02Time on market is leverage

895 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MG REAL ESTATE GROUP · Matt Guarro. MLS #NS1076979.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 State Rd 44, NEW SMYRNA BEACH, FL — $925,000 | CENTURY 21 Edge