CENTURY 21 Edge

4736 S ATLANTIC AVENUE, PONCE INLET, FL, 32127

Active59 days on marketListed Jul 31, 2026MLS #NS1088889

LIGHTHOUSE SHORES

About this home

4736 S ATLANTIC AVENUE

Build Your Dream Coastal Home in Ponce Inlet! Rare opportunity to own vacant land in one of Ponce Inlet's most desirable locations, directly across from the Atlantic Ocean and just steps from convenient beach access. Wake up to refreshing ocean breezes, breathtaking sunrises, and the relaxed coastal lifestyle buyers dream about. Included with the property are custom home renderings by the current builder/owner, showcasing a thoughtfully designed luxury residence with an appraised projected value of approximately $1.8 million upon completion. Whether you choose to build from the existing plans or customize your own vision, this is an exceptional opportunity to create a one-of-a-kind beachside retreat. Enjoy easy access to the Ponce Inlet Lighthouse, marinas, waterfront dining, boating, fishing, parks, and miles of pristine no-drive beaches while remaining just minutes from Daytona Beach Shores and New Smyrna Beach. Build the custom coastal home you've always envisioned in one of Florida's most sought-after oceanfront communities. Don't miss this incredible chance to invest in the Ponce Inlet lifestyle!

Facts & features

The home at a glance

0.14 ac

Lot size

Water view

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2025)$3,722/yr

Utilities & systems

UtilitiesElectrical Nearby · Public · Sewer Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,996 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,996/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ponce Inlet

Drive times from this address

Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ponce Inlet. See the full Ponce Inlet guide →

PONCE INLET 32127 — neighborhood snapshot

Population

28,430

Median age

53.6

Median income

$65,260

Median home value

$301,800

Avg household

2.18

Households w/ children

2,656

For the school run

Volusia County School District

HighSpruce Creek High School★★★★★
ElementaryPort Orange Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce Inlet market

Seller’s marketLeans buyer — 8.5 months of inventoryBuyer’s market

$616K → $612K

Ponce Inlet median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $399,000 · 59 days on market since

Reality check

What actually sold near 4736 S ATLANTIC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

66 BEVERLY HILLS AVENUESold · Sep ’26

$524,000

66 BEVERLY HILLS AVENUE · same community

3 bd · 2 ba · 1,412 sqft · $371/sqft · 14 DOM

4719 DIXIE DRIVESold · Mar ’26

$645,000

4719 DIXIE DRIVE · same community

3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM

4748 RIVERGLEN BOULEVARDSold · Jun ’26

$639,000

4748 RIVERGLEN BOULEVARD · same community

2 bd · 2.5 ba · 1,540 sqft · $415/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4736 S ATLANTIC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4736 S ATLANTIC AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4736 S ATLANTIC AVENUE FAQs

What would the monthly payment be for 4736 S ATLANTIC AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4736 S ATLANTIC AVENUE?+

The most recent tax bill on record (2025) was $3,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ponce Inlet?+

At $399,000, this home is listed about 46% below the Ponce Inlet median of $735,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4736 S ATLANTIC AVENUE?+

Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SIGNATURE · Cindy Adkins. MLS #NS1088889.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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