CENTURY 21 Edge
$342,5002 bd2 ba1,385 sqft$247 /sqft$2,681 /mo all-in ↓

1026 LAKE AVENUE, EDGEWATER, FL, 32132

Active8 days on marketListed Aug 21, 2026MLS #NS1089050

Private poolSingle Family ResidenceEDGEWATER ACRES UNIT 05 RESUB

About this home

1026 LAKE AVENUE

POOL HOME AND RV/BOAT OWNER ALERT!! What a way to spend your weekends-or enjoy everyday life at home! Imagine relaxing in your private hot tub and taking a dip in your pool. And because the pool is propane heated you can control the temperature and enjoy it year-round. This 2 or 3 Bedroom sits on an extra-large lot and offers convenient one-level living with no stairs. There's plenty of room for your RV, boat or other toys, making this a fantastic opportunity for outdoor enthusiasts. The home offers a comfortable layout and plenty of room for enjoyable living. All information is assumed accurate but not guaranteed. Buyers and their agents must verify all information that is important to them A recap of the Incentives Include: * One level 2 or3 Bedroom (One bonus room has been used as a 3rd bedroom.) 2-Baths Home *2 Car Garage * Propane Heated Hot Tub and Pool *Extra Large Lot (.43 acres) * RV/Boat Parking * Firepit * Tile Flooring * Convenient location near schools, shopping and downtown, I-95, New Smyrna Beach, and Daytona Beach as well as the Daytona International Speedway.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,385

Sqft

0.43 ac

Lot size

2

Garage

1971

Year built

One

Levels

$247

Per sqft

Private poolPool & Water view

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Guest · Off Street · RV Parking
ExteriorFire Pit · Private Yard

Community & fees

Taxes (2025)$4,238/yr

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Propane · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,681 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,016
FHA mortgage insurance (est.)$151
Property tax — 2025 actual bill$353
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,988Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,988
Interest rate6.00%
Loan term

Estimated payment

$2,681/mo

Principal & interest$2,016
FHA mortgage insurance (est.)$151
Property taxes (actual bill)$353
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Edgewater actives

$247 vs $202

Days on market

8 vs 47 typical

Where $247/sqft sits among the 167 Edgewater actives

49
57
32 · this home
13
3
13
$147–185$185–223$223–262$262–300$300–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Drive times from this address

Downtown Orlando70 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32132 — neighborhood snapshot

Population

8,132

Median age

57

Median income

$53,860

Median home value

$234,900

Avg household

2.14

Households w/ children

525

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

80 of 167

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the EDGEWATER 32132 median. See the full Edgewater market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $342,500 · 8 days on market since
1971Built · EDGEWATER ACRES UNIT 05 RESUB

Reality check

What actually sold near 1026 LAKE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1021 FLAGLER AVENUESold · Dec ’25

$275,000

1021 FLAGLER AVENUE · same community

3 bd · 2 ba · 1,422 sqft · $193/sqft · 35 DOM

1043 BEULAH DRIVESold · Sep ’25

$245,000

1043 BEULAH DRIVE · same community

3 bd · 2 ba · 1,215 sqft · $202/sqft · 177 DOM

1016 RUTH DRIVESold · Jan ’26

$279,000

1016 RUTH DRIVE · same community

3 bd · 3 ba · 1,872 sqft · $149/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1026 LAKE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1026 LAKE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1026 LAKE AVENUE FAQs

What would the monthly payment be for 1026 LAKE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,681/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1026 LAKE AVENUE?+

The most recent tax bill on record (2025) was $4,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $342,500, this home is listed about 5% above the Edgewater median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1026 LAKE AVENUE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAND AND SEA REALTY · John Reffett. MLS #NS1089050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Edgewater homes, in your inbox

Like 1026 LAKE AVENUE but not quite? A daily digest of every new listing in Edgewater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Bridget to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 29, 2026 at 10:34 AM UTC. The listing information on this page last changed on August 29, 2026 at 10:34 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 29, 2026 at 10:34 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 29, 2026 at 10:34 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.