527 LUNA BELLA LANE, NEW SMYRNA BEACH, FL, 32168
Active18 days on marketListed Sep 2, 2026MLS #NS1089153
About this home
527 LUNA BELLA LANE
Situated in the highly desirable Promenade Parke neighborhood of New Smyrna Beach, this meticulously maintained home offers three bedrooms, two bathrooms, and solid concrete block construction designed for comfort and durability. A three-car garage adds value with room for your golf cart living. Inside, tile flooring throughout creates a cohesive and open feel with this open floor plan. The main living space is both inviting and elegant, highlighted by a tray ceiling with crown molding and expansive sliding glass doors that lead directly to the lanai, filling the home with natural light. At the center of the home, the kitchen impresses with a large island, granite countertops, and high-end stainless steel appliances. In the main living area, a beautifully matched cabinet bar with beverage refrigerator adds both style and convenience. The generous primary suite includes a spacious en-suite bathroom with walk-in shower and a large walk-in closet. The front-facing office is accented by expansive French doors to the exterior, creating a bright and inviting workspace. Two tubular skylights flood the home with beautiful natural light, creating a bright and inviting atmosphere. Designed for effortless indoor-outdoor living, the screened lanai features a beautiful heated pool with water features enhancing your living experience. The backyard offers a peaceful green space that adds privacy and a tranquil backdrop surrounded by vinyl fencing. Just minutes from the celebrated beaches of New Smyrna Beach and the shops, dining, and entertainment of Flagler Avenue and Canal Street. This exceptional home delivers both elegance and functionality in a premier location—an ideal opportunity to enjoy the lifestyle Venetian Bay living has for you. Interior and exterior Audio and Video surveillance on premises.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,416
Sqft
0.25 ac
Lot size
3
Garage
2017
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,898 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,898/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs New Smyrna Beach actives
$296 vs $371
Days on market
18 vs 72 typical
Where $296/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 527 LUNA BELLA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$765,000
3307 E LOCANDA CIRCLE · same community
4 bd · 2.5 ba · 2,250 sqft · $340/sqft · 25 DOM
Sold · May ’26$490,000
3344 LEONARDO LANE · same community
3 bd · 2 ba · 1,887 sqft · $260/sqft · 40 DOM
Sold · Oct ’25$444,000
3345 TESORO CIRCLE · same community
3 bd · 2 ba · 1,870 sqft · $237/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 527 LUNA BELLA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 527 LUNA BELLA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
527 LUNA BELLA LANE FAQs
What would the monthly payment be for 527 LUNA BELLA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,898/mo — principal and interest, the actual property-tax bill, the $102/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 527 LUNA BELLA LANE?+
The association fee works out to $102 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 527 LUNA BELLA LANE?+
The most recent tax bill on record (2025) was $6,118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 527 LUNA BELLA LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $715,000, this home is listed about 36% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 527 LUNA BELLA LANE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$715,000 runs 88% above the NEW SMYRNA BEACH 32168 median — but at 2,416 sqft it's also 46% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REAL ESTATE PROPERTY SOL · Scott Steger. MLS #NS1089153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 527 LUNA BELLA LANE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →